I want my house

Tony if you could only open up your mind to other options and not be totally blinkered as to what HdT WANT you to do...the garden path you are trying to lead people will just simply not happen or have any roses round the doors of what we chose 4 years ago.  They wont exist.   You would see other things are opening up whilst you are being bypassed.. While the rest of us are making different plans, you just seem set on the same old same old with your trust in getting SADM built.  Others are looking at everything else but that option because we simply dont want to deal with them anymore. Fact.

Sal

Quoted from Tonymal's last post  

"I find Bob's posting quite sensible and I am in agreement with him. May I also add that a Bank Gaurantee is .......issued by a bank."

Tonymal as you seem to know everything and nothing at the same time .May I ask a question .

Many people have a BG with a company called SGR (SOCIEDAD DE GARANTIA RECIPROCA DE LA COMUNIDAD VALENCIANA ) .As you know EVERYTHING  Tony can I ask you is SGR a bank ?  they have issued BGs to many  ,but are they a "bank" ? 

Far be it for me to question the knowledge of the great wise SARC leaders but have you done your research Tony ! I have and as usual you are talking tosh and you know nothing .

Your ignorance in matters that you know nothing about but  yet choose to comment on with such authority is beyond belief .

As always I await an informed answer but I fear I wait in vain  .Please !!!!  if you insist on insulting our intelligence at least do your research first   !!!

 I fear Tony that most people on here feel that you are a lost cause ,you never answer any questions , spout total nonsense and listen to no point of view except your own .I can only say that time will tell but you have been a blind  fool .I hope you manage to get some kind of outcome from this . Even if it is only a very  steep but  unfortunate  learning curve all will not be lost.Good luck .

This message was last edited by MAGICMEG on 2/10/2009.

 I fear Tony will never learn anything or see any sense. If the light was going to com on I think it might have flickered by now

Hi All

Thought you may like to raed this article from the Telegraph. It seems San Jose's ability to wreck dreams goes on!

http://www.telegraph.co.uk/property/expatproperty/4205386/Expat-in-Spain-Dreams-that-crumbled-in-the-sun.html

Clive

Hi Magicmeg.

As you are obviously aware, hence your question to Tonymal, bank guarantees were issued by various, banks, finance companies and insurance companies and SGR who issued quite a few bank guarantees are infact a finance company.

If any of those companies were connected in any way to SJ/HDT, they are still independant and would have to honour bank guarantees if they were still trading themselves.

They will all one day be paying out quite a lot of money, some already have, so it is little wonder that none of them are interested in re. financing either SJ/HDT.

                                  Bob.

Hi All,

                  just to keep you up to date delays in the courts are due to a work to rule or go slow and strikes here is an article on some of the problems

Irish Times Saturday, February 21, 2009

JANE WALKER, in Madrid

THE SPANISH court system ground to a halt yesterday when judges staged the first strike of its kind.

They were supported in their protest by their clerks, legal secretaries and other court officials. The 24-hour stoppage is a culmination of a long and bitter row between the judiciary and the government over understaffing. The judges say they need at least another 1,500 judges, and complain about a lack of money for modernisation of offices, many of which do not have computers.

The organisers say that more than half of the 4,500 judges supported the strike and many others took part in demonstrations outside the court building. The Audiencia Nacional, the court which tries and investigates major criminal cases – such as the current investigation into allegations of corruption involving members of the opposition Popular Party – continued its business as usual, as did judges conducting weddings or investigating violent crimes.

Juan Avila, a member of the National College of Legal Secretaries, denounced the dreadful working conditions in many courts. “Papers are piled up from floor to ceiling; there are even rats in some back places. We are blamed when a paper goes missing or when an arrest warrant is not issued. But our offices are full of sentences not enforced because there are insufficient staff to follow them up. You can’t expect a 2008 judicial system with 1880 facilities,” he said.

The judicial process is notoriously slow in Spain, with an enormous backlog of outstanding cases. There were some 2.4 million cases pending by the end of last year and the number grows all the time. On several occasions a sentence has not been enforced because the courts simply “forgot” to issue the warrant, often with tragic results.

Last year a child was murdered by a convicted pederast after he had been released following an earlier case. The judge responsible for this judicial error was fined €2,000, but the secretary was suspended without pay for two years.

Minister of justice Mariano Fernández Bermejo criticised the judges, saying he believed it was illegal for them to strike and called on them to be more responsible.

However, Popular Party (PP) leader Mariano Rajoy yesterday called for Mr Bermejo’s resignation or dismissal because of a controversy he is involved in.

The minister was a guest on a private hunting shoot last month when Baltasar Garzon, a judge investigating corruption allegations against the PP, was a fellow guest. Mr Rajoy said it was unethical for them to be together at such a politically sensitive time.

This article appears in the print edition of the Irish Times

Regards Brianmags

R4 556

I want my house

It seems the Irish Times feel the same way as i do

The Spanish law system reflects the Spanish building system.  Its archaic, too slow, full of corruptive practice and not  dependable.

I am complaining, i urge everyone to do the same.  It dosnt matter how busy they are, if its broken it needs fixing, just the same way as the housing supply system does.

Dont let anyone get away with anything...............dont tolerate the manyana attitude, dont tolerate the idiots, for instance like the twigitt guy who sways with the wind,.................go for it and get these people to face up to their responsibilities.  Its not a salesman society, its a fair society.  Its not a winner take all society, its a just society............make it so.

Do you know something........the Spanish banks are actually bidding for control of some of ours..............the only reason why they can do it is because you lot wont make them pay what they should do.....our people are going bust and going out of work

Why let them off the hook?

Hi All

I received a letter from Ward & co yesterday, and I wondered if any one else got one.  They are still suggesting transfering contracts and deposits to other sites.  If SADAM is in administration and looking at liqidation how can deposits paid be now transfered, if it is legal does  this not mean there will be less in the pot for everyone else.

I have asked about the other  sites and it seems they want 200,000E for a 2 bed appartment.  On SADAM my 3 bed house was the same price plus it was in the right location, and would have had the right facilities. I wanted a Merc and now they say take a Mini at the same price or loose your deposit.

The question of transfering deposits may come up at a later stage.  As they are not providing what I signed up for I want my money back.  With my money I can buy a property that is already built for half price, as people are unable to sell.

These off planners have shot themselves in the foot, as there will be less takers in the future.  Prices are falling but they think they can still ask top dollar for something that may not get finnished.

Would be interested to hear the opinions of others on this subject. Have you done a transfer and think it is value for money?

Recardo

Hi Recardo.

You are absolutely right. €200,000 for a 2 bedroomed appartment. Ha. Ha. Ha................................ They really must think we are twits and are insulting our intelligence.

We have now settled in Spain and bought a house on the coast just 5 minutes drive from the beach. There are resale 2 bedroomed tulipan appartments in our area at asking prices way, way below €200,000, infact we have 2 just around the corner, one is up for €75,000 and another which although is a middle appartment is up for €65,000 and both have been on the market for many, many months. IF they can find a buyer they will obviously take less than the asking price.

€200,000!!!!!! Yes there are a few mugs around but so few, San Jose will never be able to find them.

If that is their logic, then it is no wonder they are in the mess that they find themselves in.

                     Bob.

Hi Recardo, I wouldnt give this company another cent! They are so far removed from reality it beggars belief. Obviously with thier lack of business accumen, they are unaware as to the dire straits of the housing market in Spain. You could purchase a far superior villa and have your Merc for what SJ are asking for a two bed appartment! Cheers Joanniemac

HI Joanniemac & Hawkins

Thanks for the mail.  It seems people feel the way I do, so lets stick to our guns and hold out.  If the worst happens I can still find a few grand and join a class action with others.

One lawyer with 100 or so client from SADAM has got to be better than 100 lawyers with one client each.  We have all paid the Spanish system enough and if everyone is broke they should go to prison for breaking their own laws, and the SPANISH GOVERNMENT should take up the tab, just like the British government has done.

I have received pm's from others saying the same, but have not yet heard from anyone taking up the agent offer of moving their deposit to another site.

No one has explaind how a company with no fund, under administration, and probably going into liquidation can have  deposits transfered to other builds.    I would like to hear from some of the legal people here as my solisitor does not reply to my e-mails, but took the time to take an additional fee to represent me in this case.

Hi Ricardo

I think you need to ask your agent a few more questions as this offer has nothing to do with SJ directly.  I would also agree with Hawkins, there are better priced properties to be had on the coastal areas at the moment, in the resale market.

I know of companie  who are buying the debt of San Jose i.e they take your deposit on SADM and convert it into "money" against one of their own properties  at least one has key ready properties at Playa Golf

We looked at buying on another development at the end of last year.  The developer said they may be able to take our debt off us (it was a key ready place) however, although SJ owe us 90,500, the difference between key ready properties and re-sales is more than that, so we would still have been out of pocket.  We would be better off buying re-sale at a much reduced price, and continuing our fight with SJ separately.  However, the way I feel at the moment, i will not be giving another penny (or cent) to Spain until I have been treated fairly by the Spanish system with regards to our situation with SJ.  I fear I may have a long wait..................

Tracey

Hi All,

We  are meeting up with HdT in April to discuss what is going on and timescales etc .

If you have any questions that you would like asked please email the SARC email account. If you wish your question & answer to be for you only, that will be honoured.  Please note that SARC does have mainly members who want their house but there are some who want their moeny back & we represent both views and do not beleive that they are in conflict. Those who buy their property will enable those who ewant their money back to get it.

 I WANT MY HOUSE AND A PSOITIVE OUTCOME FOR ALL

Tony R17 18

Tonymal I do despair you are as mad as a brush . "  Timescales etc  " there are NOOOOOO timescales . HdT could not even present the court with a viable plan to continue trading ,mad as a brush I say ! Do you not think April may be to late perhaps you will have translated the report by then and will see there is no point in wasting your time .

If I were you I would save myself the expense of flights over etc and put it towards  another property that is actually built and  probably half the price or perhaps SJ/HdT have found some funds to give you a free trip !!!!!

JA.

You missed the punch line, the meeting is in April so i bet it is on the first day.

Do you get it now ?

Ken.

Hi All,

Despite the daft remarks below I am flying out ( at my own cost again ) to meet up with Almudena and present SARC members questions and seek answers, including a time frame.  A report will be sent out to members ASAP when I return and then posted on the SARC site.

If you have a sensible question that you would like asked please email it vis the SARC email account. 

 I WANT MY HOUSE AND A POSITIVE OUTCOME FOR ALL

Tony R17 18

Hi Magicmeg

             I don't understand why you would try and infer that Tony's trip was funded by HDT as we have previously stated all trips are self funded

OH!

I get it now you are trying to infer that SARC and the campainge is not indipendant

well we are indipendant and we still act for the members and other puchasers

regards

brianmags R4 556

I Want My House

So all the more reason to be considered a waste of money.

Give the developer your money. No property in return, then fly out to talk with them.
Is this real