And pirates always have a gold earring to keep the hip out of salvage.

Roberto - just buy chocolate - everyone likes it and you can make money on it!!!

Ive just realized - my dad must be James Bond! He was always adamant (but changed that identity too) to have gold of some sort around, just in case!!!!!

Roberto!!!!!!!!!!!
Hope this helps .

http://www.gold-traders.co.uk/what-we-buy.asp
SCRAP GOLD PRICES

 Hi TJ222,

You're right of course. Here's a better price for very little extra 'Googling' and there are probably even better ones.

 http://www.howcashforgold.co.uk/

A Labour minister told families struggling with the soaring cost of living to stop being 'so bloody miserable'.

In an astonishing message at a time of rising prices and falling incomes, Transport Minister Tom Harris said that despite the escalating credit crunch, 'our citizens have never been so wealthy'.

And he claimed we were spending money on food and clothes in sums that would have 'made our parents gasp'.

His extraordinary outburst came on another day of desperate economic news:

• Britain's biggest mortgage lender said it feared house prices could plunge by up to 9 per cent by the end of the year
• Experts warned rising prices could push a quarter of households into fuel poverty 
• Official figures showed a huge unexpected rise in public borrowing.
  

Opposition MPs said Mr Harris's blithe insistence that the nation should cheer up was 'breathtaking' when Labour had fuelled the squeeze on family finances.

They pointed to the scrapping of the 10p tax rate, soaring council tax, looming increases in road tax and recent figures showing pensioner and child poverty on the rise.

They are likely to contrast Mr Harris's 'cheer up' message with the downcast attitude of most of his Labour colleagues as the party slumps in the polls.

Tory Treasury spokesman Philip Hammond said: 'Tom Harris's breathtaking comments raise Labour's arrogance and complacency to a whole new level.

'Like his boss, Gordon Brown, he clearly lives on a different planet from ordinary hard-working families  -  who are struggling with soaring living costs, stagnant earnings and falling house prices.

'The short answer to Mr Harris's question asking why everyone is so miserable is, "Because we've got Gordon Brown as our Prime Minister".'

DID YOU KNOW?

• Tom Harris earns £92,100 as a junior minister and claimed £153,862 in expenses last year. That's one reason to be cheerful!

Brace yourselves: Bank of England boss warns of low pay rises and soaring bills in a 'difficult year'

Millions of families must brace themselves for a gruelling period with finances stretched to breaking point, the Bank of England governor warned last night.

Mervyn King said they should prepare for the lethal cocktail of below-inflation pay rises, rising fuel and food bills and more expensive mortgages. 

In a bleak speech at the Mansion House, a key set piece in the financial calendar, he said Britain is facing 'the most difficult economic challenge for two decades'.

Chancellor Alistair Darling (left), the Lord Mayor of the City of London, Alderman David Lewis, and the Governor of the Bank of England Mervyn King (right) at the Lord Mayor's dinner to the Bankers and Merchants last night

Mr King warned that:
• Average take-home pay will 'stagnate' as family finances are battered by rising fuel, gas, electricity and food prices; 

• Pay rises must remain 'low' to keep spiralling inflation under control; 

• The Bank will take 'whatever action is needed' to return inflation to the Government's target of two per cent, a hint that interest rates could rise; 

• The era of cheap mortgages is over and 'sharp' increases in gas and electricity bills are 'probably on their way'. 

He said: 'It will not be an easy time, and I know that some families will find it particularly difficult.'

In his first Mansion House speech on the same platform, Chancellor Alistair Darling echoed Mr King's warning to workers that big pay rises are a thing of the past.

The Chancellor said: 'To return now to inflationary pay settlements would undermine rather than raise living standards with a damaging circle of wage increases eroded by steadily rising prices. We must never return to those days.'

He also used his speech to dismiss talk of an imminent recession, insisting that the economy will 'continue to grow.'

But union leaders warned that their members will strike rather than accept a below-inflation pay rise, which is the equivalent of a pay cut.

Action would cause widespread disruption, with key workers across the public sector from the NHS to the civil service threatening to walk out. 

Unison, the public services union, is balloting its 800,000 members in local government, including social workers, teaching assistants and dinner ladies.

It is urging them to reject a 2.45 per cent, one-year pay offer, and to vote to strike

A result is expected on Monday. In a further threat, Unison said it is prepared to rip up an NHS pay deal which was formally agreed yesterday if inflation keeps on rising.

Under the three-year deal worth around eight per cent, 1.3million NHS workers will receive a 2.75 per cent rise this year, far below inflation.

Official figures showed yesterday that inflation has jumped to 3.3 per cent, its highest level since 1992, and is predicted to keep on rising.

The deal was negotiated on the assumption of inflation around three per cent, but the Bank of England predicts it could rise above four per cent within months.

In a speech at the union's annual conference in Bournemouth, general secretary Dave Prentis said it has the right to reopen the pay talks. He said: 'Our members in the NHS have voted to accept a three-year deal. 

'But be in no doubt. There is no blank cheque. I want to make it clear that if prices continue to spiral, we will be back. 

'This agreement will be reopened. 'We won't take no for an answer. If the Government refuses, we will ballot for industrial action. And that's a promise.' 

Yesterday the Public and Commercial Services Union said it is also considering balloting its 280,000 members in the Civil Service about strike action. It threatened a 'varied and imaginative' series of strikes, rather than accept a below-inflation pay rise.

General secretary Mark Serwotka said it is ridiculous to use the 'discredited' argument that public- sector pay fuels inflation. 

'The reality is that we have members earning just above the minimum wage and they see their food and fuel bills and their mortgage going up.'

Brendan Barber, general secretary of the Trades Union Congress, joined the calls for workers not to be punished for rising inflation. 

In a direct warning hours before the Chancellor's speech, he said it is unfair to use workers as a scapegoat. 'Our economic difficulties are caused by reckless lending by bankers and current inflation comes from higher oil, food and commodity prices.'

In a further blow for cash-strapped workers, a Bank report sounded the alarm yesterday about the worsening outlook in the jobs market.

It said more bosses are looking to recruit temporary or freelance workers, rather than commit to the cost of a full-time worker

From today's Telegraph.........


Albert Edwards, chief strategist at Société Générale, said the ECB risked making a grave policy error by tightening monetary policy just as the economy tips into a downturn. The eurozone's M1 money supply has actually fallen since January.

"As global recession beckons, the ECB clearly doesn't want to be left out. One wonders whether the bank will really carry through their threat to raise rates. If they do, they seek to halt rising inflation expectations by crushing the economy. Whereas many now see a real threat of a wage price spiral, we see nothing of the sort. The main threat over the next 12 months is deflation, which will be revealed when the current liquidity driven commodity bubble bursts," he said.

Sergio Marchionne, Fiat's chief executive, said the outlook in Italy's car market was now "disastrous". Registrations plummeted 18pc in May. He said early sales figures suggest that June is likely to be just as bad.