bank charges

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17 Jan 2020 1:05 PM by porkpiepete Star rating. 0 posts

Hi, My father recently visited his bank and he thinks he was told that he had to pay 400 euros into his account every month or he would get a charge. He is with Bankia. Anyone know if this is correct and if it is, what the charges will be?

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17 Jan 2020 1:30 PM by Kavanagh Star rating in Oil Drum Lane Newcas.... 1314 posts Send private message

Kavanagh´s avatar

 A bit of a long shot, but perhaps ask the bank.wink

There is enough in the world for everyone, but not enough for the greedy!

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17 Jan 2020 2:56 PM by Jarvi Star rating in Halifax UK and Sucin.... 756 posts Send private message


I have just taken this from the Bankia website

"At Bankia, we have removed fees for all our customers. Account administration and maintenance fees, fees for ordinary debit cards, fees for transfers with no limit and via any service channel… and, of course, we do not charge for paying in national cheques.You can consult the rest of the information and conditions of the programme JUST FOR BEING YOU. Additionally, you have all the information on Tariffs and Fees available in our footnote" So I suggest you contact their customer services and ask why your Father is being told this.

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17 Jan 2020 2:57 PM by juansheetisplenty Star rating in Cartagena. 283 posts Send private message

juansheetisplenty´s avatar

I am with Bankia and yes they do charge around 15 Euros a quarter maintenance charge, plus 28 Euros for a debit card, unless you pay in a certain amount per month. I was told this is around 800 Euros. Probably best if he visits the branch and discusses with them.

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17 Jan 2020 5:10 PM by mariedav Star rating in Ciudad Quesada. 1221 posts Send private message

We are with Bankia and, if you have a pension, they require 200 euro a month to be paid in. If not then the fees are €6 per month.


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17 Jan 2020 8:50 PM by johnzx Star rating in Spain. 5242 posts Send private message

Bank managers, in Spain, as in U.K. have considerable freedom to vary charges.   Thus one can negotiate charges. 


This message was last edited by johnzx on 17/01/2020.

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