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Nobody have said which is the best bank to invest money with
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santander and the sol bank seem the best for x pats as everything can be done in english, mind you the sol bank can charge hefty transactions for small amounts, i know im late, but might help :)
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Thanks Noreen for the URL. I visited the site & they have visa which I use. They also have health & dental insurance. I've submitted a query & wait for them to reply.
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Thanks nfm. I can see that they have branches everywhere in Alicante. You said that you pay 33 euros per annum for the debit card. I've never ever use debit card & so it may sound silly asking you this question. Is the debit card required for withdrawing money out of the ATM or do they provide a bank card for withdrawing money from the machine?
If the debit card is not a bank card to withdraw money, then I don't need the debit card. So do I need to pay the 33 euros pa?
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Yes it would appear that there are branches in Alicante area. If you google "caja murcia alicante" quite a few came up. You could be more specific on the area to see what was near to you. Yes the website is in English and very easy to navigate.
Also, if you look at the website there is a link at the top for branches
www.cajamurcia.es/english
Noreen This message was last edited by nfm2862 on 11/2/2008.
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www.alandaluscarhire.com
www.vera-apartment.com
www.verathalassa.es
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Hi nfm,
Has Caja Murcia got any branches in the Alicante area & is the Internet banking in English? Thanks.
This message was last edited by Forhotspot on 11/1/2008.
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We bank with Caja Murcia & pay no monthly fees or charges.
When I transfer funds over to Spain they are credited to my account the next day & I don't get charged for "landing" fees either.
The only fees we pay are 33 euros per annum for the debit card which has no charges for cashpoint withdrawals.
I have the personal email addresses of my branch where I have my current account & the branch where I have my mortgage. (Long story!) & they usually answer within a couple of hours.
Their Internet banking is very easy to use as well.
Noreen This message was last edited by nfm2862 on 11/1/2008.
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www.alandaluscarhire.com
www.vera-apartment.com
www.verathalassa.es
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Hi, Solbank, €16 service every 3 months, all transfers are free. We have a Solband Credit card which is settled monthly by standing order again interest free. I usually get a reply the same day on any e-mails etc. We also bought all our insurances through them, which I think were very value for money. This means we can watch all our payments via the internet. I am very impressed, and when we visit the branch (2/3 times a year) we are always very welcomed.
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We have a Barclays Spain account. They are very helpful in the account set up stages as overseas clients are dealt with in Madrid, althoough you are allocated a local branch. We opted to open our account in Cartagena for NIE purposes, but will be moving it to the Mojacar branch when we come out at Christmas. The online banking is okay, but if you want to contact customer support through the web, it is very slow. You are lucky to receive a response within a week. We have the Spain solutions account which is €20 per quarter, but get it a bit cheaper as the wife is staff. We have noticed online transfer incur a %age fee with a minimum of €4, but cheques are cashed free of charge and there is no charge for using the Electron debit card.
Mark
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Josie, and others check with your UK banks, most have an arrangement. I have accounts with both Barclays and NatWest, who both have local brances in Tenerife. But I found the London office of Solbank very helpful, including help in filling out the forms, which I sent to London who then forwarded to a local branch, all without depositing any money. I also found my Estate Agent in Tenerife very helpful, she did not have any connection with Solbank, but also helped to make contact, and later said how impressed she was with them.
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Have been with Banco de Andalucia since 1998,just changed to Cajamar due to Bancos high charges.Wish I'd done it ages ago!.....
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Many thanks for the reply rickiebear, maybe I should try them...I find it all so confusing, as to what to do for the best!!
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We opened a Solbank account through their London office, we had a discount on their charges, (for life of the account for some) as we had an account with HSBC in the UK. Many UK banks have links. We also arranged a mortgage with them. I can say that we had exceptional service and still do. They keep in touch when ever a payment is due out and if we make a new payment via the internet (which is available in English) always check with us first. I only wish the UK banks looked after us so well.
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Hi I am with Banco de Andalucia at present but was considering changing to Barclays, any ideas? Does anybody else use Barclays? Me being a bit dim, do not seem able to get my head around the online system or bank statements with B de A. I have a place in Estepona, and know they have a Barclays branch there.....thought it might be more convenient etc to link up with Barclays here as well.
Although reading this forum the Halifax seems to be getting good reviews.!!!
Sue
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Does anyone know if the halifax current account in Spain accepts direct deposit from a UK private pension without any charge? This Uk pension will automatically convert the sterling to currency of the a/c (ie to euro) .
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Great knowledge and fantastic threads 
Well, we thank you for saying that, HiSpain
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I was actually looking at Citibank Espana intially but was referred to BBK and Halifax.
There's a LOT I need to know and learn about the Spanish banking system, but I'm glad forums like EOS fill in the gaps.
Great knowledge and fantastic threads
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http://www.cellphonetrackinginfo.com
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Thanks for your response we don't normally transfer, like you we use the Natio0nwide flex account but we need to transfer on a one off basis to ensure account has more than €600 until we're out in September. The girl in the Halifax was so rude that I'll probably transfer the money by CD or something similar.
Thanks again for your help.
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Carmel & George
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Hi Carmel & George. We, too, have a UK Halifax current a/c & a Banco Halifax a/c. We rarely transfer funds over these days as they gave us such a poor rate a year ago. It wasn't quite tourist rate but nowhere near the business rate we had been enjoying with them. We said " WHAT ???" The guy said the tourist rate was so much at that moment & they were actually giving us more.
We complained to head office that we felt we'd been given the wrong rate (ie tourist not business) although of course we had asked at the time but needed to transfer funds as we had committments & DDs were needing to be taken. Head office said it was correct.
These days, as is well documented around these boards, we have a Nationwide Flex current a/c with debit cards & we take euros out of VISA ATMs in Spain at virtually business/bank rates. This message was last edited by morerosado on 7/18/2008.
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