Property News & Expat Guide for Spain

The Costa Brava, stretching from the French border down to Blanes, is arguably Spain’s most visually striking coastline. Defined by its rugged cliffs, hidden turquoise coves, and pine-fringed beaches, this stretch of the Mediterranean has long been a magnet for international buyers.

However, unlike the sprawling tourist resorts farther south along the Mediterranean coast, the real estate market here is anchored by characterful, historic towns. If you are an expat looking to buy property in Costa Brava, the primary decision is choosing the right coastal village that matches your lifestyle, usage plans, and budget. Whether you are searching for premium luxury villas, historic stone farmhouses, or scanning the market for lock-and-leave apartments, navigating this highly segmented market requires local insight.

What are the best villages in Costa Brava?

The definition of the "best" village depends heavily on what you value most as a buyer: artistic heritage, exclusive privacy, nautical infrastructure, or vibrant year-round amenities. Several iconic locations consistently dominate the premium property market:

• Cadaqués: The bohemian luxury choice. Historically isolated by the Cap de Creus mountains, Cadaqués remains the jewel of the northern Costa Brava. Famous for its whitewashed houses and its association with Salvador Dalí, it offers an exclusive, almost island-like feel. The market is defined by premium historic fishermen's cottages in the town centre, luxury detached homes, and exclusive estates hidden in the surrounding hills. Due to strict building regulations preserving the town's aesthetic, supply is incredibly tight, driving prices to the highest in the region.
• Begur: The exclusive clifftop haven. Perched above the sea with a medieval castle at its centre, Begur and its surrounding upscale coves (such as Sa Riera, Sa Tuna, and Aiguablava) are highly sought after by affluent expats and domestic buyers from Barcelona. Begur is a prime location for ultra-modern luxury villas offering panoramic Mediterranean views, often built directly into the cliffside. It is also an excellent area to search for traditional stone townhouses within the village centre that have been gutted and modernised.

• Calella de Palafrugell & Llafranc: The prestigious twin coves. Just south of Begur, these neighbouring former fishing villages represent some of the most picturesque and high-demand real estate on the coast. They attract premium buyers seeking traditional charm, pristine beaches, and seafront promenades without the extreme isolation of Cadaqués. Properties here range from highly coveted frontline apartments to sprawling estates hidden in the pine forests immediately behind the coves.
• Empuriabrava: The residential marina. Often referred to as the "Little Venice" of Spain, Empuriabrava is a purpose-built town situated near Roses. It features over 24 kilometres of navigable canals, making it a unique real estate market where buyers can purchase villas with private moorings directly at the bottom of their gardens. It hosts a massive, established expat community and is the ultimate destination for boating enthusiasts.
• Tossa de Mar: The medieval coastal gem. Famous for its impeccably preserved medieval walls plunging directly into the sea, Tossa de Mar offers a unique blend of history and excellent beaches. You will find a robust mix of traditional townhouses within walking distance of the historic centre. The surrounding hillsides offer modern villas overlooking the spectacular bay, providing a quieter retreat from the busy summer centre.
• Roses: The versatile bay. Situated on a wide, sweeping bay just south of Cap de Creus, Roses is larger, flatter, and more accessible than the rugged towns to its north. It boasts a major marina and kilometres of sandy beaches. Roses offers a highly liquid market for seafront apartments, terraced townhouses, and practical holiday homes.

Read more at thinkSPAIN.com

Spain is consistently one of the most popular countries in the world for holiday home buyers. The combination of reliable sunshine, accessible flights from most of Europe, a wide range of property types, and a well-established international buying market makes it a practical as well as enjoyable choice. The question most buyers arrive at quickly is not whether to buy in Spain, but where.

The answer depends on what you are looking for. Spain's coastline stretches over 8,000 kilometres, taking in everything from the lively resort towns of the Costa del Sol to the quieter, more rural stretches of the Costa de la Luz and the island landscapes of the Canary Islands. If you are less familiar with the different coastal areas, our guide to the Spanish costas is a useful starting point. Each area has a distinct character, a different price range, and a different kind of buyer experience. This guide covers the most established destinations for holiday home buyers, and the practical questions you will need to answer before you begin your search.

Is buying a holiday home in Spain a good idea?

For many buyers, yes — though it is worth being clear about what you are buying it for. A holiday home in Spain can offer genuine personal enjoyment, a reliable escape during the colder months, and, in the right location, the option to generate rental income when you are not using it. Property in the most popular coastal and island areas has held its value well over the long term, and whether buying a property in Spain is a sound investment depends largely on location, budget, and how you intend to use it.

That said, a holiday home is a significant financial commitment. Running costs — including the annual IBI (property tax), community fees, insurance, and maintenance — apply whether you are using the property or not. Non-residents also pay an annual Modelo 210 income tax, even on a property that is not formally rented out. If you do plan to let it, you will need a regional tourist licence; the requirements vary by autonomous community, and some areas have introduced restrictions on new licences, so it is worth checking the rules for your specific region before purchasing with rental income in mind. The financial and legal considerations involved in buying a second home in Spain are covered in detail in a separate guide.

How much deposit do you need to buy a holiday home in Spain?

As a non-resident buyer, Spanish banks typically lend up to 60% to 70% of the property's purchase price or valuation — whichever is lower. This means you should plan for a minimum deposit of 30% to 40% of the property value, according to mortgage specialists active in the Spanish market.

On top of the deposit, purchase costs add approximately 10% to 12% of the purchase price, covering transfer tax (ITP), notary fees, Land Registry costs, and legal fees. For new-build properties, ITP is replaced by 10% VAT (IVA) plus stamp duty, though the total upfront cash requirement is broadly similar. Taken together, a non-resident buyer should typically plan for around 40% to 50% of the total purchase price in cash before taking out a mortgage.

The best places to buy a holiday home in Spain

These are the destinations that consistently attract the highest number of international holiday home buyers, each for different reasons.

Costa del Sol — Andalucía

The Costa del Sol remains the most established holiday home market in Spain. Stretching along the southern coast of Málaga province, it offers reliable sunshine for more of the year than almost anywhere else in mainland Europe, excellent international flight connections from Málaga Airport, and a very wide range of properties — from affordable apartments in Torremolinos and Estepona to high-end villas in Marbella and Benahavís. The infrastructure for international buyers is well developed, with English-speaking lawyers, agents, and property managers widely available.

Read more at thinkSPAIN.com