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13 Nov 2008 00:00 by johnf Star rating in London / Costa Del S.... 66 posts Send private message

Have just received a letter from our Spanish bank (Cajasur) unfortunately its in Spanish - can anyone help please with the translation :-

"Autorizacion de Solicitud de Certificacion negativa de Residencia Y Cobro de Tasas Y Comisiones."

Autorizo a la Caja de Ahorros y Monte de Piedad de Cordoba, Cajasur, para que en su nombre solicite Certificado Negativo de Residencia ante la Direccion General de la Policia de Espana. autorizando asimismo el cargo en mi cuenta de las correspondientes tasa y comisiones, siempre que exista saido para ello. La no existencia de saldo imposibilitara la solicitud por parte de Cajasur.

I think this refers to the certificate of non residency - if so any help or advise on this issue please.  will be greatly appreciated

Regards

John

 





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13 Nov 2008 16:48 by gwm Star rating in Pizarra. 139 posts Send private message

cant help with translating however if you search on net 'free translating' you just type the text in and it will be translated for you





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13 Nov 2008 17:38 by sandra Star rating in . 810 posts Send private message

sandra´s avatar

Hi Johnf,

I take it  you have used 'Google' or some other translation site to find out the gist of what  the letter is about. So for those who read your post I am providing the 'Googled' translation:-

"Application for Certificate of Authorization negative Collection Residency And Fees And Commissions."

I authorize the Savings and Monte de Piedad Cordoba, Cajasur, to ask on their behalf Negative Certificate of Residence before the General Directorate of Police of Spain. and authorizing the charge on my account of the relevant fee and commissions, provided there is said to do so. The absence of balance impossible request from Cajasur.

Briefly, I believe it is asking for your authority to inform the powers that be of your non-residency status (i.e., You are not a permanent resident in Spain), and to allow Cajasur to take a fee from your account for this service. Although the second half of the request (i.e., to take a fee) is impossible for them to carry out because you have nothing in the account.

I'm not sure if you have to register every year or every to two years to  confirm your residency status  but, whichever it is, it seems you need to register/re-register, according to Cajasur



_______________________

  

 

 

 

 




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13 Nov 2008 21:37 by johnf Star rating in London / Costa Del S.... 66 posts Send private message

Hi Sandra,

Many thanks for the feedback. Looks like you are probably correct about the re-registration as I think it was about two years ago when we purchased our apartment. Its a bit concerning about the Bank taking a fee as they do not specify what amount the fee actually is - does this sound like normal practise.

Any idea where I can obtain more information on how to re-register as a non resident  or what's involved in this process.

Best Regards

John





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13 Nov 2008 22:44 by sandra Star rating in . 810 posts Send private message

sandra´s avatar

Hi again,

I found some info. on the following thread in a post by 'cooperpeddy'.

Click the link and take a look.

Please I need some advice!

"To apply for the non-residency certificate you usually need to go in person to the Oficina de Extranjeros or police station in your province of residence.

The document costs about €10-€13, although if you go through a lawyer you may have to pay more than ¤120 (£97.20). "

If you use the 'search' facility at the top of each thread page typing in relevant words you may find out what the banks charge. They seem to vary greatly in their charges and so it may be better to ask them. You can email  them via the 'contact' button on the 'Cajasur'  website.

 

 



_______________________

  

 

 

 

 




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13 Nov 2008 23:02 by nfm2862 Star rating in Welling, Kent & Al A.... 1461 posts Send private message

nfm2862´s avatar

We paid 34.84 euros in December last year for 2 of us & the certification lasts 2 years.

The bank just debited our account without any prior warning or advice. This seems to be normal practice with Spanish banks.

Noreen



_______________________

www.alandaluscarhire.com

www.vera-apartment.com

www.verathalassa.es 
 




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14 Nov 2008 11:42 by mariadecastro Star rating in Algeciras (Cadiz). 9330 posts Send private message

Legal Questions? Speak to Maria Direct

Please have rough translation and advise below:

"Autorizacion de Solicitud de Certificacion negativa de Residencia Y Cobro de Tasas Y Comisiones."

Autorizo a la Caja de Ahorros y Monte de Piedad de Cordoba, Cajasur, para que en su nombre solicite Certificado Negativo de Residencia ante la Direccion General de la Policia de Espana. autorizando asimismo el cargo en mi cuenta de las correspondientes tasa y comisiones, siempre que exista saido para ello. La no existencia de saldo imposibilitara la solicitud por parte de Cajasur.

It is an authorisation for Cajasur to apply on your behalf for the Non Residency certificate before the Police Department and for them ti charge the management fee for that in your account. If you have no funds in the account, they will not be able to proceed accordingly.

My advise is that if you sign it, you must keep a copy of that for your records



_______________________

Maria L. de Castro, JD, MA

Lawyer

Director www.costaluzlawyers.es

El blog de Maria



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14 Nov 2008 18:59 by Gypsy Star rating in south shields/formen.... 206 posts Send private message

Gypsy´s avatar

We also had 24 euros EACH taken out of our bank without any warning

at the end of last year. We asked what it was for and never received a reply, we found

out from friends it was for our certificate of non residence. Needless to say we have

now dumped BANKINTER and are happy with BANCO HALIFAX.



_______________________

GYPSY




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14 Nov 2008 19:33 by johnf Star rating in London / Costa Del S.... 66 posts Send private message

It appears that this form is for our certificate of non residency - its seems fair enough although the bank should have specified the charges as it sems strange to authorize something without knowing the costs.

What a fantastic site this is I am absolutely amazed by the feedback, help and advise given.

Many thanks to everyone particularly to Maria and Sandra its very much appreciated.

Best Regards

John





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14 Nov 2008 22:16 by semijubilada Star rating in London/Torrevieja. 1052 posts Send private message

When you opened your account they should have given you a booklet outlining the charges for various operations they can do on your behalf.  One of them will be the declaration of non-residence.  When you open the account it's free after that you will be charged.

I bought my property in October and as I'm normally out in Spain each October when I was topping up the account the teller would ask me to sign the declaration every other year.

I understand that some banks send the declaration form to you to sign and return.  Most banks charge for this service, costs vary but 24e seems to be the norm.

I changed to Halifax.ES to reduce my bank charges as I only use account to pay utility bills, maybe others can say if there are any other banks who do not charge to renew the declaration of non-residence.





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