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Soy... una mujer

Sobre mi... Born in 1973. JD ( Seville) and MA ( Navarre). US 2000-2001. Married to an artist, two children: Teresa y Jacobo


Vivo en... Algeciras (Cadiz)


Me gusta... Philosophy, friends, nature.


Trabajo de... Lawyer


Mi firma en el foro es...

Maria L. de Castro, JD, MA

Lawyer

Director www.costaluzlawyers.es

El blog de Maria

mariadecastro's latest forum comments


26 Nov 2025 5:55 PM:

You’re absolutely right: even though the tip about Wills appears in the post list on the left as 1521, in this case we linked to the wrong one on Digital Nomad Visas! 

Please, have below the right link!

https://www.eyeonspain.com/blogs/costaluz/24137/legal-tip-15215-problems-you-avoid-when-you-make-a-spanish-will.aspx



Thread: Why Not Having a Spanish Will Can Complicate Everything

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22 Nov 2025 12:06 PM:

In relation to the great news shared today by Property News in Spain, below is a post outlining the requirements for digital nomads. Feel free to send us any questions you may have.

https://www.eyeonspain.com/blogs/costaluz/24143/legal-tip-1522spain-ranked-1-for-digital-nomads---here-are-the-visa-requirements-and-pitfalls-to-avoid.aspx



Thread: How to Apply for Spain’s Digital Nomad Visa: Requirements, Process and Common Mistakes

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21 Nov 2025 1:37 PM:

If you own a property in Spain, having a Spanish will can save your loved ones a lot of time, money and stress later on.

In today´s post I explain the 5 main problems you avoid when you make a Spanish will: long procedures, extra bureaucracy, confusion about which law applies, higher inheritance tax and delays with banks and the Land Registry.

You can read the full article here: [How to protect your loved ones and your Spanish assets with a clear, tax-efficient will]

Happy to answer questions if anyone is unsure whether their existing will works in Spain.


Here we are — still supporting the EyeOnSpain community since 2008.
Please feel free to send me any questions you may have. I’m always happy to help.

 


 


This message was last edited by mariadecastro on 11/21/2025.
Thread: Why Not Having a Spanish Will Can Complicate Everything

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13 Nov 2025 11:53 AM:

Yes, still much to claim!

We updated our post below recently:

https://costaluzlawyers.es/blog/list-of-all-abusive-clauses-that-a-mortgage-may-contain/

You can read there the whole list of mortgage abusive clauses

A hug!

 



Thread: Mortgage Floor Clause Question

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10 Nov 2025 10:18 AM:

Anne:

Answers by barristers: 

What happens to interest if the debtor deposits the money with the court?

If the debtor deposits (consigns) the full amount, in a clear (liquid), unconditional way and at your immediate disposal, procedural interest stops accruing from that very day.
If the deposit is partial or defective, interest keeps running on the unpaid balance.

Legal basis: Art. 576 LEC (interest from judgment until payment) and Arts. 1176 et seq. CC (valid consignation has a releasing effect when the funds are at the creditor’s disposal).


When and how are the interests calculated?

Once the judgment is final and the principal is paid, the court calculates the Art. 576 LEC interest in a separate incidental proceeding, after hearing both parties. It’s a specific step to close the numbers in an orderly way.


Can you get paid before the judgment is final?

Yes—through provisional enforcement. The court can:

  • Ask the enforcing party to post a bond (Art. 528 LEC) to cover repayment and damages if the judgment is later reversed.

  • Delay payment or condition it on guarantees when there’s a risk the money can’t be recovered later. In practice, courts are especially cautious if the beneficiary is non-resident / non-EU, because restitution can be harder.



Thread: Spain’s Supreme Court strengthens off-plan buyer protection: interest runs until reimbursement

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mariadecastro' blogs


El blog de Maria
"Your daily Spanish Law reporter. Have it with a cafe con leche. www.costaluzlawyers.es "
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Maria de Castro Legal Clinic
"María de Castro Legal Clinic is a practical legal blog for foreigners who buy, live, invest or retire in Spain. For individuals: Off-plan property, rentals and landlord–tenant disputes, community of owners advice, residency and visas, international wills and cross-border inheritances, lasting powers of attorney, prenuptial agreements and international tax planning. For businesses and entrepreneurs: Business mobility, company set-up and debt and the Second Chance Law in Spain. Our main goal is to educate and answer questions from the community, just as we have been doing on EyeonSpain since 2008 through El Blog de María and our active participation in the forums. You can leave your questions in the comments, and I will reply promptly. I will also be posting thought-provoking questions to encourage reflection and help you better understand your legal options in Spain. The aim is simple: to protect buyers, residents and investors, prevent costly mistakes and offer honest, down-to-earth guidance for a safer, more confident life in Spain."
Last Updated: 12/6/2025 10:36:59 AM
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The Spanish Psychologist
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