There is a another thread about this in the Spanish Banks chat boards, the next to last one in the list.
This is my understanding of the situation so far.
We first started to hear about this in July when someone who lives in Andalucia told us that their bank had been frozen, they had a mortgage with the same Bank but were unable to pay the mortgage or the bills until they got the Certificate of Non Residence.
Then recently we started to hear about people in Costa Del Sol who again had their accounts frozen.
As of yet we don't know anything about the Costa Blanca and if you read the other thread you will find that people have been contacting their banks who are saying that the bi annual Certificate of Non Residence is still being dealt with by the banks and not to worry.
1, as they are freezing the accounts all holders named on accounts would have to get a certificate.
2, you have a set time to provide proof (passport) I think it's 30 days.
3, don't know
4, Bank accounts will be frozen and bills will not be paid.
5, My opinion is that this is the most stupid thing that has ever been brought in, Your bank has an address that they write to and most people access their accounts via the interenet. There you will have proof that you are using a foreign ISP.
The old system of renewing the certificate every other year worked fine. You can see from the transactions on the accounts who is definately living in Spain and who is not. For most people they will have to make a special trip to show their passports at police station to show that they do not live in Spain
Most of the new laws they bring in are logical but this one I don't see how it's going to work.
I'm still waiting for someone to come back onto this forum to explain exactly what they had to do to get the certificate especially if they live in the Costa Blanca area. IE where did they have to go, Iike most others I only go over for a short period so I really need precise details.
Do we have to go to a specific police station, there have been reports that you have to go to the main police station in Elche or Orhihuela depending on what district you live in.
This message was last edited by semijubilada on 8/26/2008.