Has anybody use these guys for breakdown cover.

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13 Sep 2014 09:25 by newworld Star rating. 917 posts Send private message

Bringing my car over for a few months thinking of getting cover from these guys http://www.driverguardian.co.uk/1-years-full-european-breakdown-insurance.aspx


This message was last edited by newworld on 13/09/2014.



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13 Sep 2014 09:49 by Team GB Star rating. 1245 posts Send private message

Team GB´s avatar

 

From their T&C's 

The trip must not be longer than 30 days in a row, or not more than 90 days in total 
during the Period of Insurance. 

 

No doubt they would want to see ferry/ tunnel tickets to back up a claim



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13 Sep 2014 10:13 by GuyT Star rating. 487 posts Send private message

It's a very small company. Here's their balance sheet:

DRIVER GUARDIAN LIMITED
 
Printer friendly page PrintEmail this report EmailAdd this company to monitoring MonitorUser Info Datafile
CREDIT STATUS ANALYSIS
 
 Credit Limit: £500

 

 
SUMMARY
 
Registered Number: 07560710 Sales: -
Date Incorporated: 11 March 2011 Pre-Tax Profit/Loss: -
Date Latest Accounts: 31 December 2012 Working Capital: £35,698
Employees: - Net Assets: £897
 
Delphi Risk Score (1-100) 51  Risk Guide    
 
BALANCE SHEET
 
Date of Accounts 31/12/12 31/12/11      
Number of Weeks 52 52      
Denomination £ £      
 
Tangible Assets 7,691 9,921      
(Buildings, plant, vehicles etc.)
Intangible Assets 0 0      
(Patents, goodwill etc.)
Other Fixed Assets 0 0      
           
Total Fixed Assets 7,691 9,921      
 
Stocks & Work in Progress 5,117 4,100      
(Raw materials and order-book etc.)
Debtors 32,931 2,190      
(Cash due for work already done)
Cash 10,872 19,852      
(Cash already at bank and in hand)
Other Current Assets 0 0      
           
Total Current Assets 48,920 26,142      
 
Current Liabilities 13,222 2,835      
(Money owed within 1 year)
           
Working Capital 35,698 23,307      
(Current assets less current liabilities)
Total Long-Term Liabilities 42,492 33,000      
(Loans and debts due after 1 year)
           
Net Assets 897 228      
           
(All assets less all debt)
 
Comprised of:
 
Share Capital and Reserves 2,500 2,500      
(Money invested in the company etc.)
Retained Earnings (1,603) (2,272)      
(Undistributed profits to date)
Revaluation Reserve 0 0      
(Adjustment to perceived asset values)
           
Shareholders Funds




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13 Sep 2014 10:45 by Tadd1966 Star rating in Los Montesinos. 1755 posts Send private message

sounds to me you would be better off with the AA or RAC



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