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Residencial Santa Ana del Monte forum threads
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11 Feb 2008 12:00 AM by myra Star rating in Newcastle upon Tyne. 27 forum posts Send private message

Hello all!

This is the first time I have seen this website... ( slow I know!) My husband Davy and I are buying an Azucena at Santa Ana. We paid our deposit over two years ago and our property was supposed to be ready In December 2007. We dont have a bank guarantee, and after reading some of the messages posted here I am more concerned than ever!

We have been in touch with Pilar and Noelia lately to try and get some answers as to whether the licences will go through and when, but we are being fobbed off.. the same as everyone else.  We are hoping everything will sort itself out within the next few weeks? or are we being too optimistic?

Someone on one of the posts mentioned exchanging to another San Jose development. Has anyone done it? if so did they have to pay extra or is there a discount offered?

Myra and Davy



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11 Feb 2008 9:33 PM by suemac Star rating in Jumilla, Murcia. 1001 forum posts Send private message

Hello Myra and Davy

We are also buying an Azucena, which should have been completed last month.  It is worrying when you don't have a bank guarantee (we are in the same situation) but we are firmly crossing our fingers and hoping it will all turn out OK.  We don't really want to move to a different development, as we love Santa Ana and it will be a brilliant place to live - eventually!

We have also met many of our potential new neighbours, and they are a very friendly bunch.  Hopefully by this time next year we will be sitting on the solarium with a glass of vino tinto, enjoying our new home.  Salud!

Sue and John



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 Sue Walker

Author of "Retiring the Ole Way", now available on Amazon

See my blog about our life in Spain: www.spainuncovered.com



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12 Feb 2008 2:11 PM by Darren_Michelle Star rating. 167 forum posts Send private message

Hello Myra and Davy,

Welcome to the forum, the family is ever-increasing !!!!

regards

Darren & Michelle

(p.s we have sent you a private mesage)




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21 Feb 2008 9:05 PM by alanchaps Star rating. 3 forum posts Send private message

Hi all, i'm Diane and hubby is Alan only posted once on this forum a while ago,   we have a Azucena R4 461.
Going out to jumilla on sat 23rd and have a meeting at san jose orihuela office on mon 25th, going to try and get some answers on bank guarantee and lots of other questions, our date is May 2008 our agent is coming along so hopefully we will not be fobbed off!!  will update you all when we return with good news i hope


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24 Feb 2008 12:20 PM by barry210357 Star rating in Burntwood, Staffs.. 111 forum posts Send private message

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Hi Diane & Alan

We too were supposed to have our Azucena ready in May 2008

Any news will be gratefully received.

Regards

 

Baz & Sue



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24 Feb 2008 12:20 PM by barry210357 Star rating in Burntwood, Staffs.. 111 forum posts Send private message

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Hi Diane & Alan

We too were supposed to have our Azucena ready in May 2008

Any news will be gratefully received.

Regards

 

Baz & Sue



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26 Feb 2008 12:52 AM by daviep Star rating. 9 forum posts Send private message

Hi all

We are also 'virgins' to this or any other forum having only just dipped our toes into the Spanish property market. We have just made our 1st stage payment on R10-53 & are awaiting the promised bank guarantee.

Our solicitors (ANIORTE SOLICITORS) have confirmed that the funds will not be released to San Jose untill the bank guarantee is provided.

We were given a completion date of Dec 2008, which seems a little optimistic. Any info on progress gratefully received. It's all more that a little worrying as some of you parted with your hard earned cash a couple of years ago & are still no closer.

Kind regards & best wishes

Dave & Karen

 




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26 Feb 2008 10:20 AM by HAWKINGS111 Star rating in Las Filipinas. Spain.... 290 forum posts Send private message

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Hi Dave and Karen.

Pauline and i paid  30% deposit on our Azucena in August 2004 some three and a half years ago and i think we were part of the first batch of people to purchase properties at SADM. once the upward build commences i think you will see some quite rapid progress, although you are correct and Dec. 2008 is very optimistic for a completion date. Once the build is underway if you add at least 12 months to that date, that will give you a rough idea when the first keys to properties are likely to be handed out. Everyones situation is a little different and for some people the time factor is of more importance than perhaps to others.

Your solicitor or you have made the right decision in holding onto your deposit until you receive the bank guarantee, although i dont personally think there are any real problems with the build except that i think the eventual size of the completed complex will probably be smaller than originally planned with less properties and only one golf course, but that is only my opinion and something which we both would prefer anyway.

At the end of the day you are buying into a beautiful area with a lot of other nice people on this site and you will not find better value for money [square metre per euro] anywhere. Wish you well and welcome to our little group.

                                    Bob. [Another Arsenal supporter]



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      Now  Retired and have our money back in FULL via our bank guarantee.    Bob and Pauline.



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26 Feb 2008 9:48 PM by auntielinda Star rating in San Miguel de Salina.... 646 forum posts Send private message

I couldn't agree more with Bob who  incidentally will be one of my near neighbours when we eventually reach SADM and Jumilla

and what have we all  lost  oh yes only the interest on our money  though we will gain a sight more

which I personally would have preferred in my own account good on your solicitor not releasing the funds

GAL



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26 Feb 2008 11:24 PM by daviep Star rating. 9 forum posts Send private message

Thanks for the replies guys.

But, does anyone know the latest?

It's a shame that SJ can't build a development as quickly as the newly crowned King Ramos of Tottenham has built a formidable team (sorry Bob, I'm a YID).

COYS

Dave




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27 Feb 2008 12:44 PM by kevin l Star rating. 133 forum posts Send private message

27 Feb 2008 3:00 PM by alanchaps Star rating. 3 forum posts Send private message

Hi everyone,
we got back from Spain last night just a quick update on Jumilla, no change except another gateway has been built.
We met with our agents at San Jose office in Orihuelia where we spoke to Pilar  this is what we were told . The delay is San  Jose had to own all the land to build the project, they purchased all the land except one farm which the owner kept accepting  the offer then wanting more money, this has gone on and on and on so they have got the council to put a compulsory purchase order on the land and now  the council have valued the land and San Jose purchased it, this held up the up -build license with the town hall, they are now waiting for this to be processed but can not give an exact date as its in the councils hands, there is no dispute with the council as to the size of the project or anything else in fact the council give a probationary license to build the foundations, entrances and part of the golf course which is the stage we are at now, .they stressed there is no plans and never has been to change the size of the project , two golf courses e.t.c

Bank guarantees are to be given when the licenses are through , this is a legal requirement, the banks need the license before they issue the guarantee

If you wish, you can move your deposit to another San Jose project like Playa  golf  which is key ready - obviously there is extra charge as they are more expensive.

we were told a team of builders are still being paid and are on standby  to move back to Santa  Ana as soon as they get the go ahead

We were Quite happy with the explanation, and feel a lot better hearing it from the horses mouth so to speak  it is a fantastic location, the best we have visited on our trip so we are going to wait it out, we visited dozens of San Jose housing developments which are up and running, they are a massive massive company, hopefully this is just a Hick up 
 
Hope this has been some help ,







This message was last edited by alanchaps on 2/27/2008.

This message was last edited by alanchaps on 2/27/2008.


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27 Feb 2008 5:54 PM by auntielinda Star rating in San Miguel de Salina.... 646 forum posts Send private message

Alan

Thanks for the news fantastic to hear of someone who knows what they want and knows where to go for the answers

All along we have felt SADM and Jumilla is the place for us and like you are willing to wait we are lucky that we are now in a position to wait out the time in Spain

When we get there in April we will visit the site regularly and post our finding so everbody knows what the state of play is.

Kevin

 For your info I believe Spurs are some southern team being a stuance supporter of  the unibond non league I have surprised myself here though I am married to a gooner

GAL



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Great Auntie Linda

 



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27 Feb 2008 6:13 PM by arlene2804 Star rating. 127 forum posts Send private message

 Thank you for sharing the information you obtained from your visit and meeting ,and I make this posting not to alarm or to be negative in any way, however we have been fed this line about the bank guarantee conection  and the licences for months now,

This is not the case Spanish Law states that a bank guarantee should be issued as soon as you pay any money to the developer, each subsequent payment must also be protected with a further guarantee this is so your funds are protected should problems arise.

San  Jose are breaking Spanish law and in fact are using the very law that is meant to protect us by forcing us to go to court to get our monies back, Without a bank guarantee you money is AT RISK .

I  am glad that you are reassured and happy with the explaination provided but in my experience all the staff at San Jose are expert in reassuring us without ever giving a time frame or provide a honest and truthful explaination about the bank guarantee.

They know of this and other forums and indeed have a member of staff who checks the forums most days but you try and get them to reply with a straight answer to this issue  and their silence is deafening.

Regards

Arlene




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27 Feb 2008 6:37 PM by HAWKINGS111 Star rating in Las Filipinas. Spain.... 290 forum posts Send private message

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Hi Dave.

Congratulations on your fine win over Chelsea. I know we are notoriously arch enemies but i am sure one day in SADM we will be good friends. I must have the last word though. Spurs have a long way to go to catch us up on winning trophies!!!!!!!!!!!!

                  Yours in football.  Bob.



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      Now  Retired and have our money back in FULL via our bank guarantee.    Bob and Pauline.



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27 Feb 2008 7:50 PM by HAWKINGS111 Star rating in Las Filipinas. Spain.... 290 forum posts Send private message

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Hi Gal.

I have sent you a PM.

       Bob.



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      Now  Retired and have our money back in FULL via our bank guarantee.    Bob and Pauline.



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27 Feb 2008 8:25 PM by js Star rating. 24 forum posts Send private message

Arlene is right about believing what San Jose say.  Take everything they say with a pinch of salt!  The story changes to suit them, no thought for the clients.


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27 Feb 2008 9:05 PM by arlene2804 Star rating. 127 forum posts Send private message

Just to add to our comments below:

  • I quote from our Abogado "it is ruled in the National Law of 1968 and in the “Disposiconal Adicional 1ª de la Ley de Ordenación de la Edificación”. The developer must give the correspondent guarantee for each amount of money that the purchaser delivered to them before the signature of the deed."
  • In February 2007 when I received my contract there was no mention of Bank Guarantee within.  I contacted my agent, Rest Assured Properties, and was informed "an addendum will be sent soon"  
  • In March 2007 I called at San Jose office at Torrevieja and spoke to Tomas personally.  He stated that "the bank guarantee would be through in 3 or 4 weeks after we paid the deposit, that is the way it is done in Spain" 
  • We paid the full deposit by bank transfer.  No guarantee has ever been received. 
  • We contacted our agent to expedite this issue and they responded on the 7th May 2007 stating "San Jose have confirmed that your bank guarantee is now being processed and will be forwarded to you shortly. " 
  • In May 2007, we again visited San Jose offices at Torrevieja.  We spoke with Pilar.  We asked for clarification on the bank guarantee issue.  We were told by Pilar after she spoke to another company member ( I believe this was Tomas)  by phone that "They will be issued shortly".  We asked what Bank was being used and after more internal conversation were told "San Jose have not not yet decided which bank will be used for the issuing of the guarantees" 
  • We again contacted our agent to contact San Jose.  On the 1st June 2007 we received this reply from our Agent "As advised, we met with San Jose management today to discuss the issuing of your bank guarantee.  We have been advised that bank guarantees are purchased from the banks en bloc in millions of euros, in other words strips of bank guarantees are purchased at a time and these are given to those who have requested such guarantees.  The bank guarantees are based on land values and as land values change from time to time it does take a while for this land value to be effectively assessed.  The last bloc of guarantees have been used up and I am informed that the next batch  will be available on or before September 07 and you are included in this batch for your guarantee"  
  • On the 18th September 2007 San Jose, Tomás, in response to my request, emails "we are optimistic and if everything goes right, the approval of the outstanding land issues should take place within the next few months and after that the bank will deliver the guarantees requested"

27th February - We are still waiting!

We are in Spain.  We have exhausted all lines of enquiry from San Jose.  All statements from San Jose regarding bank guarantees have not, as yet, been fulfilled. 

Our money is still at risk.

Kind Regards
Chris

 




This message was last edited by arlene2804 on 2/27/2008.


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28 Feb 2008 6:57 AM by barry210357 Star rating in Burntwood, Staffs.. 111 forum posts Send private message

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I hope that when the development is complete, ( hopefully in the next couple of years ! ), all the "Doom & Gloom" merchants will come back on this forum, and maybe show a little remorse, at trying to pull everyone else down to their level !

I think that most of us are more than optimisitic, that this development will be one of the best in Spain, when it is finally completed, and we will all reap the rewards !

Didn't someone say, " PATIENCE IS A VIRTUE " ??

OK, so some peoples patience maybe " wearing a bit thin ",.......... understandable !

But how long have San Jose been in business ?? One of the biggest developers in Spain, are they not ??

Do you really think that they will jeopardise their reputation over this development ??......... I THINK NOT !!

All you optimists....................stick with it...................... " NIL DESPERANDUM CARBORUNDUM ILLEGITIMI "

In other words........" DON'T LET THE B%*#ARDS GRIND YOU DOWN ".

ROME WASN'T BUILT IN A DAY !!

See some of you at SADM, sometime next year !!

Baz & Sue

 



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Baz & Sue R10 - 36


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28 Feb 2008 7:53 AM by alm Star rating. 142 forum posts Send private message

(Some peoples patience maybe " wearing a bit thin ",.......... understandable !) and costly with the loss of annual interest on your deposit, the exchange rate and the drop in property prices, whilst San Jose have the benefit of the interest on the deposits.

San Jose have been in business a long time and are a big company, but in the last year, bigger and more established companies have gone broke.

Is the development by San Jose the parent company as I thought they set up S.L. companies for each development, so if one goes bust it doesn't affect the others.

Do you really think that they will jeopardise their reputation over this development ??......... Yes and why not, their reputation on other developments doesn't seemed to of harmed them.

In other words........" DON'T LET THE B%*#ARDS GRIND YOU DOWN ". That is exactly what developers want to hear. No matter how long they keep you waiting and how long they hold onto your money, they know that many of the buyers will not see both sides of the story and just what they want to believe that one day, just one day. If you have paid 40.000 payment, it is costing you approx 2.000 each year just for them to sit on your money

ROME WASN'T BUILT IN A DAY !! But probably better build quality and it was finished.

See some of you at SADM, sometime next year !! Dream on unless they do feel that they have to throw a few up irrespective of what goes on. Unless you mean that you will be camping.




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