Mortgage advice for a ( mortgage virgin) 36yr old,... >)

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01 Apr 2007 12:00 AM by jeffcoo Star rating in Marbella. 76 posts Send private message

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hI ALL,  this website has really helped me, and reading your articles and gaining advice from everyone is making my move to Spain easier.  So thanks.  Last night i listened to the interview with Patrick Robinson, ( mortgage advisor), there was so much info there i didnt know existed, and if anyone has reservations of any kind regarding a mortgage, check it out.  So thanks Eye on spain. Ok... to my poin, im 36, and moving to spain with my girlfriend, I do not have  a healthy credit history in the UK, from 10 years ago, ( but it has affected me and i have never had a mortgage), so as you can imagine i have paid a lot out in rent.  I have never thought about a mortgage, "  thats what together people do", although, after listening to PR  last night, perhaps there is hope for me, after all,!!     maybe indeed i can actually own a set of door keys, which im sure would surprise my Dad, ..The UK is funny place reeally, you make a few mistakes, financially, when your young, and the system seems to never forgive you...Im a good payer, rent always comes first, so mt priorities are in order, i have an income certainly enough to pay a mortgage.   Im moving to  a flat ( july) in Marbella, Laz Terreraz, Marina, ( if anyone knows it)  im moving there in July, paying EUR 850 a month, is that a good deal anyone????
first though me and the girlfriend are moving to Elviria, nice apartment , 2 bed, EUR 850, ok price i think,....
If anyone has any advice on a first time mortgage, please shout, ( i have been reading other articles), also we need a good second hand car!  max £ 50.00, as long as it has a seat im ok, she can sit on the roof!
no, ummm, about max  EUR 5000.... well i guess thats it from me,...also if anyone knows of a good standard Spanish  language school, which doesnt charge over the earth please advise, also i have heard that the local council has some places cheap???  does Marbella have this opportunity for residents?
o well im off to do some more reading, and increase my heart rate and blood pressure, and wait patiently for my other half to retutn, leading to increased blood pressure.....

 PS  ( sorry eye  on spain but i  accidently put this post in classifieds, )


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01 Apr 2007 1:08 PM by bobaol Star rating. 2253 posts Send private message

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Sorry, but I replied in Classifieds  ...... Whoops!!!!



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