Transfer Mortgage

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21 Feb 2009 12:00 AM by Damatt Star rating in South Wales/Algorfa. 78 posts Send private message

Hi all,

We are getting more people asking about transfering a mortgage from the seller to the buyer.

With it becoming harder to get a mortage in Spain, then is this something that can happen, I have heard of it before, but never thought anymore about it,

is it something that can be done

is it easlily done

Any pit falls

 

Dave



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www.damattproperty.com



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22 Feb 2009 10:26 AM by claire T Star rating in Torremendo, Orihuela. 688 posts Send private message

EOS Supporter

Hi Dave - yes this is done quite often in Spain.  I have clients who did this when they bought their property initially and they are offering a further transfer if any buyer wants this.  I think it is relatively straighforward as long as the buyer will qualify for the loan in terms of their income.   

You should contact Smiley on the forum as he is a mortgage broker - he should be able to give you chapter and verse.

Regards



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Claire



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22 Feb 2009 11:22 AM by Damatt Star rating in South Wales/Algorfa. 78 posts Send private message

Hi Clare,

Thanks for that, I will go back to our client and give them that advice.

Cheers

Dave



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www.damattproperty.com



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DISCLAIMER:  All opinions posted on these message boards are the opinion solely of the poster and do not necessarily reflect the opinion of Eye on Spain, its servants or agents.


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