fed up with paypal rip off

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17 May 2016 00:05 by nicbax Star rating in Fuengirola. 196 posts Send private message

Hi, I have a spanish paypal account and a spanish bank account linked to ebay. 95% of my ebay purchases are from uk sellers. Paypal take a ridiculous amount of euros and convert to GBP.  I am thinking of trying to delete my spanish bank account and sustitute it for my uk bank account. that way there will be no currency exchange on purchases. Has anyone tried this and got away with it. thanks.





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17 May 2016 10:05 by juansheetisplenty Star rating in Cartagena. 278 posts Send private message

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Set up two EBAY accounts and two PAYPAL accounts with defferent email addresses. One for UK purchases Spanish purposes. I think the Paypal account is denominated in your "local" currency. Problem solved. Only problem might be with delivery addresses.

Saludos

Juan





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17 May 2016 20:01 by Marksfish Star rating in Vera, Almeria. 2577 posts Send private message

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I had 2 Paypal accounts, one Euro and one Sterling. You can unlink your Paypal account from eBay and link another (or you used to be able to), but as already stated, delivery verification may be a problem. You have a UK bank account, do you have a UK credit card?

Alternatively, you can elect not to accept the Paypal conversion on purchases and rely on the bank rate (okay in reverse for Halifax Clarity and Nationwide (still free in EU I think) credit card holders). When I purchased from China in USD, I took the latter option and saved money on each transaction, it is similar to refusing the dynamic currency conversion at the ATM. That said, Spanish banks charge for card use don't they? Paypal may be the cheaper option.

Mark





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