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Almanzora Country Club forum threads
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04 Jul 2009 00:00 by mickyo Star rating in bicester oxford. 2 forum posts Send private message

I have been sat on the sideline for a few years now reading everyones disapointments in this farce that no one saw coming.

I have to say that we have been very lucky in the way things have developed, and understand that some of you reading this story may recieve a glimmer of hope and others maybe dissapointed that their saga still continues.

it has been a huge relief to say that we have now recieved our money back from caja madrid eventually.

it all started in 2005 when a friend reccomended us to look at these properties.

my friend now has a property at mazzeron country club, poor chap out of the frying pan and into the fire.

we paid a deposit of 3000 euro's, then first stage payment of 31000 euro's, then second stage payment of 19000 euro's.

we were very late in realising that there were problems at ACC due to lack of information from aldeas and parador.

When we contacted aldeas and asked them about our money they informed us that only the first stage payment of 31000 euro's had been forwarded.

Ok where is our money now we asked.

in our non interest bank account was the answer. yeah right non interest my a***

so for over 6 months not only did they not inform us of the problems but also took the liberty of holding our money without our consent.

needless to say we were angry and relieved at the same time,we demanded that we have the money transfered immediately back to us.

in typical aldeas fashion after many e-mails and phone calls they returned our money 26th june 2006.

we asked for it back on 9th may 2006, you can do the maths,we realised at this point that our advisors did not provide the type of service that we are all used to in england,and we questioned their integrity too.

we calculated that we lost £248.00 in interest, our mortgage being increased to pay for this property.

But not a chance of reclaiming this back from aldeas.

we then started reading on this forum about bank guarantees and demanded aldeas sent us a copy.

thankfully they had one,we had no idea how lucky we were, not only did we have one but it lasted untill the property was built,meaning it had no expiry date.

When then complained to aldeas very stronlgy accusing them of unproffesional conduct and theatened to report them to the colegio de abogados.we contacted another solicitor who was going to act on our behalf and asked for all documentation to be transfered free of charge.

Hey presto result an very comprehensive e-mail was returned appollogising and offering a half price fee and free service executing our bank guarantee.

we decided to execute the gaurentee in aug 08.

needless to say using aldeas as our now free legal advisors has been like pulling teeth.

the best way i have found when you ring up to speak to in our case carmen gutierrez,normally she is out of the office or with a client or on lunch ........just tie up the phone.

ring...... can i speak to carmen please .......answer no she is out.

ring again......... can i speak to carmen please i wont stop calling untill she speaks to me, i done this untill surprise surprise she suddenly appeared.

the result was that i interrupted their buisiness, they got so fed up with me hogging the phone they had no choice but to deal with me and provide me with the answers i wanted.

i only had to do this twice, they knew that if she did not speak to me then the outcome will be interuption.

this may have been petty but short of flying out there i didn't know how else to make them act.

some of you may want to try it. ?

after almost 1 year from initially telling aldeas we want to execute the gaurantee we have finally got it in our english bank account.

Cam bank in spain were also slow releasing the money.

It took more phone calls and e-mails every day to get them to do the transfer.

i was livid, it took 9 days for them just to do the transfer this was after confirmation that the cheque had cleared.

i did not expect this from a bank neadless to say i complained to head office.

im not sure whether its the service the spanish give the english, or the spanish operate like this normally,either way it is crap.

any way i am pleased to tell you that the money which was transfered was 37,512 euros, which meant that we actually got 5792 euros recouperated costs.

i was told by carmen that she picked up 5 cheques that day related to ACC.

plus the exchange rate was in our favour converting back euros to sterling.

all in all the timing was good,when you consider that we are now up approx £7000 minus 3000 euro deposit that we paid.

im not sure it is worth the hassle and expense to start proceedings to recover this.

I have read that its approx 1200 euro's minimum to recouperate 3000 euros.

my experiance in this has been one that i never wish anyone to go through,but i know that there are far worst cases still going on.

i wish everyone the best in fighting their corner, and hopefully one day the country club will be built and the law system changes for the better, for the sake of investers in spain.

if it doesn't then i think the country deserves to suffer in its econemy of housing purchases.

as we have all experiaced and continue to experiance spanish law is shockingly poor in protecting what is was set up to do in the first place.

protect the innocent.

i will always be on the sidelines untill this farce is over.


best wishes


















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07 Jul 2009 15:12 by johnfozard Star rating. 149 forum posts Send private message


I am really glad to hear good news - to keep us going.

However there is little good news for those without BG's - we all seem to be moving towards embargo's as the only way forward - and from what I understand finding Huma bank accounts with money and assets is not easy.

So with some of these people already pursuing Huma - I think it may be too late to start pursuing for the 3k at this stage - as so many people are in front of you now.... but take legal advice - but i am sure the lawyers will try to persuade you to go for it. Make sure you establish costs at the start for the whole process and do  not pay full up front - the fees seem to get more the farer you go into this legal process - with no guarantees of success.

Has anyone chasing embargos got any good news - and better still does anyone know of any forced sale yet and the money refunded?  We are all worried we are wasting our money chasing few assets to recover our money.

If OTCC never resurrects itself - there will be a whole new lot of cases coming down the hill. What are there chances? - as they are starting litigation 1-2 years later than when many of us did - who did not opt to transfer.

The whole thing gets a bigger mess and now the lawyers are enjoying their selves - the developers & agents have moved out- time for the next gravy train of the legals and their porfessional little helpers that both want their fees.

God helps us now! Anybody got any crumbs of comfort for the non BG's?



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09 Jul 2009 12:14 by axwhale Star rating in Kent. 39 forum posts Send private message

None Im afraid . It all stinks.

    Don't you just love life !!

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09 Jul 2009 14:10 by johnfozard Star rating. 149 forum posts Send private message

Will anyone who's solicitors are seeking embargos - please PM me and I will see if I can co-ordinate any info - without compromising anyone's identity ot chances of a refund.

We need to know if this action is working or viable - as Miguel's clients are been asked another 3k fees to go to the next embargo stage.

We just need to know - are we wasting our money ? are we all wasting our money on embargos?

From the few PM's I have received this embargo route is not guaranteed - especially if you are further down the queue.

What are solicitors saying about embargos? Are we going up another blind alley?


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09 Jul 2009 23:17 by trudge Star rating. 164 forum posts Send private message

I agree John

I no we have the same story to tell.What i don' t understand if we no that the embargo's arn't working,why are the solicitors taking this route. surely they should no more than us.thats what were paying for ,not for us to tell them whats going on.As you said John  how much more money will we have to pay out befor this is resolved ,if it ever gets there. And if any of the agents who got us into this mess are reading this please  have a concious and help us out ,because i don't  no how you can sleep at night knowing what is happening to  innocent people that are struggling to live in this resession and dissrupting lives .I just hope it will never happen to you or any of your family,I wouldn't wish it upon my worst enemy.

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Pages: 1 |
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Previous Threads

Money Back - 1 posts
The last mug at ACC courtesy of crooks MMI Properties - 1 posts
Huma Directors - 4 posts
money returnd - 1 posts
UK exhibitions - Lets Protest - 1 posts
Parador Letter - update on Huma projects - 2 posts
Worth a phone call - 2 posts
Bank guarantee,ref Almanzora country club. - 2 posts
Have a pop at Huma Directors - 2 posts
CAM Bank not paying BG's - 3 posts
court hearing - 27 posts
Any news for court cases with no BGs - 10 posts
Getting our money back - 63 posts
Huma's Bankers - are they responsible? - 3 posts
Bank Charges - non residents tax. - 0 posts
What's happened to the owners forum at ACC - 21 posts
Planning Permission - 7 posts
Idea - 4 posts
Denuncia - 1 posts
CREDIT CARD - Return of Deposit - 0 posts
CREDIT CARD - Return of Deposit - 16 posts

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