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David Rowe Spain

My thoughts and experiences on living in Spain

The Lockdown
14 March 2020

Corona Virus, Press Release.
Touchstone Spain & Touchstone International Group. 
We will be taking calls and emails as per normal. 
With staff working from home.
We are continuing to book viewings with the Banks to view Repossessed Properties and are happy to line up viewings for after the Lockdown.
We will continue to market the latest Spanish Bank Repossessions.
We have been advised that as of Monday the Lockdown takes effect.

Exceptions To Movement Restrictions
The Prime Minister announced the decree which means people are only permitted to leave their homes in the following circumstances:

Travel for food or medical supplies
Travel to your workplace
Visiting health centres of hospitals
Assisting the elderly and vulnerable
Visiting financial institutions and banks
Personal emergencies
Fifteen Days Lockdown
The lockdown will remain in place for a minimum of 15 days.  Police are likely to stop and question anyone who they believe may not be abiding by the rules.  The government also has the right to draft in army support if civil unrest becomes an issue.

Our Office line and what's app line and emails will be answered.

Stay Safe

David Rowe, 

Founder.



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Bags for the Homeless in Malaga
14 February 2020



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David Rowe, launches "Bags for the Homeless" in Malaga Province
14 February 2020

Homelessness has been very close to heart, as I have been in the unfortunate circumstance of being in that situation several times in my life.

Professional Beggars outside of supermarkets are not the People I am seeking to help.

I am seeking to help genuine Homless people.I have been a secret donator to homeless people for sometime.
Not serial professional beggars.

But homeless people.


There is always a worry on where the money will be spent. I have my own thoughts on this which I am not sharing.
I am launching through my company Touchstone Spain

Bags for the Homelss

These will be a bag of items that will be given to homeless people in the area.

I am not asking for any donations or physical help at this stage, but I am asking for some ideas as to what to include.
I am trying to keep costs under 15e per bag.
So your thoughts please.

Currently the bag contains:

  1. Toilet Roll

  2. Wet Wipes

  3. Soap

  4. Razors

  5. A hand towel

  6. Pack of Tissues

  7. Toothpaste

  8. Tooth Brush

  9. Socks

10)Chocolate Bar

11)cereal Bar

12) tins of tuna

13)Chap Stick

14)Body lotion



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N26 Bank, a word of warning about this APP Bank
12 September 2018

N26 Bank makes App Banking Painful.

David Rowe, has been an N26 customer from when the Bank first started their social media advertising.

He was using the Bank to pay small bills and run it alongside his traditional Bank account.

The main problem with the APP Bank was the ability to withdraw cash as the ATM card had a small limit.

David thought that when N26 offered him a black debit card with a €2,500 daily limit this would make the having the account worthwhile and so he would use it for most of his banking.

But for David, that is when his problems started.

Firstly he was aware that ATM machines would not allow 2,500 to be withdrawn, his friendly customer service person via APP Chat overcame that problem, just use a few ATMs one after another or use the same one twice!

This is what David did, until one day his card was blocked.

N26 told him this was a master card issue.

David waited, and waited and waited.

Emails sent, help chats written, each time he was told a different Story.

Until one day he had a reply from N26 to say his account was terminated and access to APP blocked and Card Blocked.

But would you transfer out or withdraw your balance.

How could he do this with no card or not APP access?

So he started writing to the Bank.

Guess what, no replies.

The chat support refused to help.

So today David has lost over €4,000 and the wonderful new way of Banking has let him down.

Be very careful of which of these APP Banks you sign up with.

 

 

 

 

 

 



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I was told I would not make it to 50, that was 2 years ago.
28 April 2018

I have lived on the Costa del Sol for 20 years, i came to spain at 30, looking to change my lfe and what i thought was start afresh leaving my problems behind.

Life on the Costa has been wonderful but the style of my life was killing me and after a mild heart attack my doctor told me that unless i changed my life style i would not make 50. I did not listen and carried on my wild ways.

2 years ago on the 24th April 2016 I realised I was killing myself, I made the best descion of my life, I quit drinking. I have made big changes and today am 45 kilos lighter, I don't take blood pressure pills, I no longer have type 2 diabetes.

Has it been easy...NO....has it been worth it..YES....thanks to the people and the fellowship that helped me get to where I am today. We are never too old to change.....The Photo below is April 2016 and April 2018.

One of the biggest changes was my move to Ardales 1 year ago, I came for a new life I never thought It would also be a place where I could find a new opportunity for the business i foinded 7 years ago.

Touchstone Ardales is the only professional property company who are promoting and constructing New Build apartments in the Pueblo, as well as offering a full service Real Estate Agency.
Ardales known as "The Gateway to Caminito del Rey". is where Touchstone International as a business relocated in 2017 after 7 successful years in Marbella.
Many people scoffed and thought that I the founder had truly "lost his mind", but his vision and determination and belief that Ardales was a hidden gem and the next "Benahavis" but closer to Malaga and the airport has driven Touchstone forward.
It has just Been announced the caminito del Rey will be extended and made into a circular route, this will double the 1000 people per day who currently arrive to walk "Europe most Dangerous Hike".
In short this means more visitors, more accommodation required and more people visiting and falling in love with the area and wanting a holiday home or permanent home.
http://www.surinenglish.com/…/extension-caminito-announced-…

 



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My Life in Spain
20 February 2018

20 years i have been in Spain and have had the best highs and worst lows. The accident i had fighting the fire in Calahonda and putting me in wheel chair for 12months was one of the lows. Along with my health issues and getting sober and separating from my wife Irina.

The recession and closing my office was another, but 7 years ago i started a small business Touchstone Spain, working from a back bedroom. I worked with Banco Popular, offering clients a Bank Repossessed Property. Well 7 years later i am pleased to say that by just sticking to my dream and working hard, we now work with 20 Spanish Banks and no longer from a back bedroom.

This Year i hit 50 in January, 45 Kilos lighter than 2 years ago, mentally and physically in the best shape i have been in 25 years.
I achieved a Goal i have had for many years, that is to become a Promoter and Constructor.
Under our Brand Touchstone Promotions we are Promoting and Building on the Gateway to the Caminito del Rey, in the historic Pueblo Ardales, just 35mins from Malaga. There is a reason why we have chosen Ardales....but its our secret!

If you truly believe in yourself and your dream then stick at it, ignore the negative comments and people trying to cast doubt and run you down or remind you of your past mistakes. We are all winners, keep the dream alive!



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I feel at last the years of hard work are paying off.
18 February 2018

20 years i have been in Spain and have had the best highs and wrost lows. The accident i had fighting the fire in calahonda and outting me in wheel chair for 12months was one of the lows.

The recession and closing my office was another, but 7 years ago i started a small business Touchstone Spain, working from a back bedroom. I worked with Banco Popular, offering clients a Bank Repossessed Property. Well 7 years later i am pleased to say that by just sticking to my dream and working hard, we now work with 20 Spanish Banks and no longer from a back bedroom.

This Year i achieved a Goal i have had for many years, that is to become a Promoter and Constructor. Under our Brand Touchstone Promotions we are Promoting and Building on the Gateway to the Caminito del Rey, in the historic Pueblo Ardales, just 35mins from Malaga.

There were times when i wanted to give in and once even thought of leaving Spain, but i got up each day and stuck at it. I am feeling blessed to have good friends around me who keep me going each day.



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A message of hope from a Recovered Alcoholic....
31 December 2017

A few more hours left of 2017, which on a personal level was the worst year of my life. There were a few people who where there in my darkest hours. I hit my rock bottom but hey i survived and became stronger. I was not looking forward to the holidays as this was my first Christmas without my wife and kids, after 2 years of recovering she told me she no longer loved me!, But I will say I had a great and peaceful time. I have learned that being alone does not have to be lonely....I am in a probably the best physical and mental condition I have ever been in and now I am ready to take 2018 head on and make it my year. I have great gratitude to the 12 step program of AA which saved my life. I wish you all love and peace.



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My Christmas Message
13 December 2017

A Christmas Message from David Rowe, Founder of Touchstone International.

A big thank you to staff and clients for their support in 2017. 2018 is our 7th year in Business and we are looking forward to an exciting New Year.

Just to give you the heads up we are closing as always 22nd Dec, until 8th Jan.

Touchstone Promotions is now very much live and active with several constructors now approaching me asking me to evaluate their projects and promote. Our own construction will start in 2018. I am in the process of securing a Credit line to allow us to construct and promote.

Bank Repossessions still will be the driving force but as time moves forward and the Stock is sold we will move across to become a developer and promoter, we will not become an Estate Agent. However I have opened Ardales Estates, simply as the folks in the Pueblo have bombarded me with direct listings.
Ardales Estates will be a High Street real estate office and I am looking at several sites.

Touchstone Franchise is still growing and we are talking to several different people, Colin Anderson starts in January as our Franchise Director, he is based in UK and owner of Touchstone Sussex. Colin has many years of experience in Franchise Network Growth and Company Management.
The Franchise fee will be increased in 2018 to 24,995.

We are launching Touchstone Fractional Ownership and also Touchstone Turkey ( direct development projects ) also Touchstone Dubai ( again direct development projects)

Have a Happy Christmas and See you all soon

Dave Rowe



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Spanish Holiday Rental Scam
03 November 2017

Please beaware of a woman called Paula Neal AKA Paula Ariza AKA Christina Lori, she has been advertising holiday lets on facebook and other social media sites.

She simply takes the deposit or rental money and there is no property to rent.

She said she was a widow with 2 kids, retired actress, 10 years doing Chicago on stage in London, now a script writer on Flash, had worked on Arrow before, the company is in Canada but she works in Spain writing at night as that’s when her office is open.

She is wanted by the Spanish police.

https://community.justlanded.com/en/profile/Paula-Neale

http://mumtomillionaire.com/single-parent/

http://www.dailymail.co.uk/news/article-4861164/British-family-seven-conned-750-villa.html

http://www.theolivepress.es/spain-news/2017/09/07/british-family-left-stranded-in-malaga-after-arriving-to-find-their-holiday-villa-doesnt-exist/



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