Mortgage Help

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16 Oct 2007 00:00 by Robbo4995 Star rating. 1 posts Send private message

I read a posting from Audi but can no longer find it. I'm looking for a mortgage and he mentioned Barclays. Can anyone advise of any good deals and how I go about making contact with the relevant banks?



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17 Oct 2007 08:27 by johnone Star rating in La Reserva de Marbel.... 233 posts Send private message

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Hi Robbo

Welcome to the forum

Our Guy Smiley will give you all the advice you need, please read other posts on this forum.

patrick@marbellamortgages.com

 

Regards

johnone



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Dime con quién andas y te diré quién eres.




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17 Oct 2007 21:33 by Cioffi1 Star rating in London & Calahonda . 213 posts Send private message

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Hi Robbo

We took our mortgage with Halifax ES - no problems, plain sailing and very helpful.





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20 Oct 2007 11:38 by Smiley Star rating in San Pedro de Alcanta.... 2478 posts Send private message

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Just be careful of compulsory products. There is no regulation on mortgages here so lenders are not obliged to tell you anything or be transparent. Often people have gone to Notary at completion to find there is a compulsory life cover they did not know about in advance - sometimes this is single premium (one premium for the whole term of the loan) and they will add it on to the mortgage - secured lenders and home improvement loans from finance companies are notorious for this in the UK - the likes of First Plus, First National and Black Horse to give an illustration. Not good advice to have life cover here as it becomes subject to Spanish IHT - and what the heck you might not want it anyway.

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Smiley - patrick@marbellamortgages.com  www.marbellamortgages.com   www.comparetravelcash.co.uk




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