Mortgages Spain

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25 May 2015 10:52 PM by andrewjeff Star rating. 1 posts Send private message

Hi all,
I Stopped paying my morgtage back in 2007 as I had personal difficulties and to cut a very long story short I went back to my home country UK, thinking that it would be enough to settle morgtage accounts. Latley I have been reading different stories on papers and I have realised that this is not the case and I could still have something pending with the Spanish bank, its almost 9 years now and ive heard nothing from them, is my morgtage now clear ? is there anything I can do about it to find out if I still owe money to the bank ? 

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26 May 2015 12:41 PM by windtalker Star rating. 1902 posts Send private message

You can do a free credit check on line just answer a few questions and that's it, or you could try getting in touch with the bank or the new owners and ask them how much the property was sold  for   could well be that the bank is owning you money.

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28 May 2015 9:59 AM by amogles Star rating in El Campello (holiday.... 174 posts Send private message

From what I'be heard, with all the takeovers and mergers that the banks have been going through, they haven't got around to evaluating their backlog of dormant dossiers, and if you're lucky they maybe never will. If you've changed addresses they may not even be able or willing to track you down. Banks can sometimes by more incomeptent than you would think. So maybe its better not to wake sleeping dogs and not to ask.

Normally you cannot just walk away from a mortgage. So just by selling the house and leaving the country you do not walk away from your responsibilities.

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28 May 2015 11:55 PM by Team GB Star rating. 1245 posts Send private message

Team GB´s avatar

There will be a satatute of limitations on this debt. How long depends if any proceedings have been started or not.




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13 Jun 2015 6:13 PM by seafront Star rating. 5 posts Send private message

Contact grupo platinum estates fovr mortgage assistance and information. You can find them online at there looking up grupo platinum

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