De-registering a Spanish Mortgage

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02 Feb 2012 00:00 by startmeup Star rating. 5 posts Send private message

I'll finally paid off my Spanish mortgage in full (hooray!!). I thought that would be it but, this being Spain, its not it,  the Mortgage needs to be de-registered at the Notary and Land Registry. 

My bank wanted to take 800 euros for the pleasure of doing this on my behalf.  However, my solicitor informs me that it should be possible to do it myself.  I need to get the bank to sign the mortgage cancellation document at the Notary (200E fee), then I take this document to the Land Registry where they will make the neccessary amendments in the Land Registry and charge me about 100E. 200E + 100E = 300E.  A lot different to the 800E my bank want to charge me ..

Has anyone been able to do this on their own thus avoiding the excessive charge made by the bank?


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