Post repossession woes

 It's now over a year since I missed my third payment in a row and to cut a long story short my house was supposed to be auctioned online in July 2011.

If the bank took you to court you should have had the option of a free solicitor. Did you not take this? Why?

Without a solicitor there is not much you can do at all, a solicitor could even get the case thrown out for stuff like this, did you even receive a copy of the law suit?

It sounds to me like you need to do something quick.

Joan

Hi Joan. I thought about 'legal aid' too so I applied.

I should explain that the respossion took place in Murcia but I now live in Andalucia. I applied in both provinces for an 'abogado de oficio' through the respective websites and received nothing back from either. 

The paperwork regarding the case was sent to me through the post with the details of the auction. 

What is most frustrating is that the bank manager demanded the keys back from myself and all the estate agents who had copies.

His reason for this was that things had gone missing from the house (I'd sold furniture etc) that was making it increasingly hard for him to find a buyer. But even though he now has the keys the bank doesn't seem to have officially assumed ownership and there doesn't seem to be any way to force them to do that and draw a line under the debt. 

Sounding very dodge if you ask me, i really would contact a solicitor.

If you applied for a abogado de oficio they are forced to reply, they cant just ignore it, from the sound of things you could get the whole thing thrown out of court!

Joan