20 Oct 2011 12:00 AM:
It's now over a year since I missed my third payment in a row and to cut a long story short my house was supposed to be auctioned online in July 2011.
Come the day the auction was suspended. I phoned my bank manager and he said he didn't know why. I phoned the CAM HQ and they said it was nothing to do with them. I phoned the court and nobody could help me, though someone did say the bank was under no obligation to give a reason to cancel the auction and they could rearrange another one at any time which would make me responsible for another set of court costs. (Last week I received a couple of slips from the bank that suggest interest is still being added to the amount owing.)
I then sent a Burofax to the bank manager asking him why the auction was cancelled and whether the bank was going to take ownership of the house. He refused to accept the Burofax. (I've previously sent two official letters of complaint about him to the CAM HQ neither of which I have received replies to)
I read elsewhere on this site that I can't approach the bank´s client defender or the Bank of Spain because the case is subject to a judicial affair.
I'm living hand to mouth and don't have any cash to throw at getting a lawyer, so can anyone suggest anything I can do to stop the bank racking up more debt against me?
Thread:
Post repossession woes
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