LONG AND SHORT TERM RENTALS IN FUENGIROLA AND MIJAS COSTA WANTED

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23 Apr 2008 12:00 AM by Jontee Star rating in Jardine 11. 103 forum posts Send private message

Has anyone any ideas which is the best bank to use in Spain for general banking etc. Would appreciate any tips from anyone having any knowledge or experience on this subject.  We use Currency Direct for transferring money but as yet no Spanish bank account, and completion is getting nearer.

John & Val



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John & Val



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24 Apr 2008 4:00 PM by scapa Star rating in Beds, England & Jard.... 880 forum posts Send private message

scapa´s avatar

Hi John & Val

I opened a bank account with the Halifax, then Halifaxbanco.es.  You can transfer monies from your English bank account to your Spanish bank account free of any charges. I must say though I have transfered my final payment via HaloFinances due to how the exchange rate is going.

 With your spanish halifax bank account you can ring a central number where everybody speaks english or go on- line to organise your own finances.  Also the branch I have is in Mazzaron which doesn't make it too far when you are out there.

Hope that helps

Jackie




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24 Apr 2008 6:18 PM by KellyT Star rating in Germany but from Yor.... 99 forum posts Send private message

I have gone with Halifax too, due to me already being a Halifax customer!

Their accounts seem to be ok, just need a min of 600 euros in balance, this is checked every 6 months. If the balance falls below this amount you are charged 18 euros.

Initial card is free and renewal cards are 3 euros. Like already said before, transfers to and from halifax banks are free.

Seems a good deal at the moment, even if it's just to get the money in Spain.

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24 Apr 2008 6:29 PM by PGM Star rating in Cheshire & LOS NARAN.... 862 forum posts Send private message

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Hi All

I am looking for a good bank in Spain myself and Halifax is a possible option, but be aware they may not charge to transfer funds to your account in Spain but the exchange rate isn’t good.

Anyone any other suggestions of good banks?

Phil




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24 Apr 2008 7:20 PM by ptan Star rating in Los Naranjos Jardine.... 1696 forum posts Send private message

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I've opened an account with CAM ( www.cam.es )   Many because the internet banking site is in english.



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Phil

Email: phil@naranjosuno.com

Web: www.naranjosuno.com

 

 

 



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26 Apr 2008 11:13 AM by GailA Star rating in Scotland. 31 forum posts Send private message

Hi

For thos of you who have opened a Halifax account can you let me know if you can do this from the UK or did you have to go to Spain? I tried to open an account with CAM but you need to visit in person and I don't have time to go to Spain before completion

Thanks

Gail 




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26 Apr 2008 11:44 AM by KellyT Star rating in Germany but from Yor.... 99 forum posts Send private message

Yes you can do it in England you just need to ring 0845 600 3603 and they will send you an application form - all in english.

HTH

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26 Apr 2008 4:17 PM by debbiecable05090804 Star rating. 29 forum posts Send private message

Hi Gail

We have just opened an euro and sterling account with Cam bank and we didnt need to go to spain to do it.

Thanks Debbie 




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26 Apr 2008 7:09 PM by GailA Star rating in Scotland. 31 forum posts Send private message

Thanks folks, helps a lot.

Debbie - is there a specific number you called CAM on? The person I dealt with told me I needed to apply in person and obviously that's not the case!

Cheers

Gail




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27 Apr 2008 12:27 PM by awalky Star rating in Stockport. 17 forum posts Send private message

Gail,

We have arranged our mortgage through Cam using the below person -

Olivier Miñarro
Manager, Personal Banking 
London Representative Office
13 Charles II Street
London SW1Y 4QU
Tel:        +44 (0)20 7484 1500
Fax:       +44 (0)20 7839 2332
Direct:    +44 (0)20 7484 1505
ominarro@cam.es
awalky.


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Jardin 8.


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27 Apr 2008 4:21 PM by chrismg Star rating in North Wales and gard.... 292 forum posts Send private message

Hi all,   i'm in the process of getting all the paperwork done to apply for a Cam mortgage, could somebody advise me on the credit report they require, is it just the statutory report or the main experian report that costs £14.95 per person they need.

                                Chris

                            



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Chris and Tracey


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27 Apr 2008 5:11 PM by debbiecable05090804 Star rating. 29 forum posts Send private message

Hi Chris

We have applied and yes just got the report of experian and sent that and it is ok.

Thanks Debbie




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27 Apr 2008 5:15 PM by debbiecable05090804 Star rating. 29 forum posts Send private message

Hi Gail

We have been dealing with a lady calledmisabelca at cam bank her email address is misabelca@cam.es.

Thanks Debbie




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28 Apr 2008 8:38 AM by GailA Star rating in Scotland. 31 forum posts Send private message

Thanks all for your help and comments. Have now had a very speedy reply from misabelca with the application form

Cheers

Gail




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28 Apr 2008 9:31 AM by payton Star rating in Doncaster, South Yor.... 331 forum posts Send private message

If you go on to the Experian website, you can sign up for a free 30 day trial which enables you to obtain your credit report.  As long as you e-mail them to cancel the free trial period before the end of the 30 days, it does not cost you anything.  You will then save on the £14.95 fee mentioned below in this thread.  It might only be £30.00 per couple, but that might buy a set of drawers for the wardrobes as Polaris World are not supplying them!   Every penny counts at the moment!

Debbie



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Debbie and Paul   

APARTMENTS FOR RENT : FOLLOW LINKS BELOW

www.condadogolfapartment.com

www.polarisrentals.com/details.asp?PropId=206

www.polarisrentals.com/details.asp?PropId=207



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28 Apr 2008 11:53 AM by chrismg Star rating in North Wales and gard.... 292 forum posts Send private message

Hi all, Thanks for the advice, i'll go on to experian now and sign up for the free 30 days package.

                                    Chris



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Chris and Tracey


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28 Apr 2008 8:02 PM by chrismg Star rating in North Wales and gard.... 292 forum posts Send private message

Hi Debbie, did you send the statutory credit report that costs £2 to Cam bank for your mortgage, is this all they need. Also did you need to buy your credit score for it. It's getting confusing.

                                                       Chris.



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Chris and Tracey


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28 Apr 2008 9:46 PM by payton Star rating in Doncaster, South Yor.... 331 forum posts Send private message

Hi Chris,

The report I sent to them was the full credit report - not sure whether it is known as the statutory credit report,  but it definitely excluded the credit scoring report.  CAM Bank have acknowledged receipt of the documents and have confirmed that this is all they require.  Hope this helps.

Debbie



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Debbie and Paul   

APARTMENTS FOR RENT : FOLLOW LINKS BELOW

www.condadogolfapartment.com

www.polarisrentals.com/details.asp?PropId=206

www.polarisrentals.com/details.asp?PropId=207



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28 Apr 2008 11:16 PM by chrismg Star rating in North Wales and gard.... 292 forum posts Send private message

Again, thanks for the info Debbie.

Chris.



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Chris and Tracey


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12 May 2008 4:49 PM by redman Star rating. 235 forum posts Send private message

A note for those who are still undecided about who to get their mortgage through

My solicitor dropped me a line on Friday to mention that the Barclays Bank in the Puerto de Mazarron are offering packages for those purchasing at Condado.  She seems to think that they are offering better conditions than CAM bank.

I've not looked myself but thought I'd mention it. Might be worth comparing.  She gave me an email address for those who might be interested in finding out more.  PM me if you would like the address.

Regards,

Steve.

 




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