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El blog de Maria

Your daily Spanish Law reporter. Have it with a cafe con leche.
www.costaluzlawyers.es

Legal tip 1483- All won Cases by CostaLuz Lawyers so far in 2021
28 July 2021

P.O CITY COURT TYPE BANK / INSURER PROMOTOR DEVELOPMENT
396/2019 MALAGA P1 LEY 57/1968 BANCO SANTANDER AIFOS CALAHONDA HILLS
548/2016 MURCIA P2 LEY 57/1968 CAIXABANK & BANKIA PROMILORCI FRONDOSO VALLEY
218/2018 ALICANTE P2 LEY 57/1968 BANCO SABADELL SAN JUAN URBANA 2002 CASTALLA TRIANGLE
790/2020 ALMERIA P1 CLAUSULA SUELO BANCO SANTANDER    
150/2018 MALAGA P1 LEY 57/1968 CAIXABANK & BANKIA INTERLAKEN 2003 SL CASARES DEL SOL
665/2017 MALAGA P2 LEY 57/1968 UNICAJA GESTION DEPORTE 98 SL BALCONES DE MIJAS
492/2016 MALAGA P2 LEY 57/1968 CAIXABANK INTERLAKEN 2003 SL CASARES DEL SOL
259/2018 MURCIA P1 LEY 57/1968 CAJAMAR & CAIXABANK TRAMPOLIN HILLS GOLF RESORT SL TRAMPOLIN HILLS
554/2017 MURCIA P2 LEY 57/1968 BANCO SANTANDER HUMA MEDITERRANEO ALMANZORA COUNTRY CLUB
1525/2014 MADRID TS LEY 57/1968 SGR HERRADA DEL TOLLO SANTA ANA DEL MONTE
285/2018 PALMA DE MALLORCA P1 TIMESHARE   CLUB ESTELA DORADA / ALTRES VACANCES  
4642/2018 CADIZ P1 CLAUSULA SUELO UNICAJA    
373/2019 CADIZ P1 CLAUSULA SUELO UNICAJA    
530/2017 LA LINEA P1 LEY 57/1968 ZURICH INSURANCE ALLERTON HOLDINGS SEA GOLF REGENCY
1005/2018 ESTEPONA P1 LEY 57/1968 CAIXABANK SUNGOLF & OCEAN VIEW ESTEPONA BEACH & COUNTRY CLUB
1353/2014 MADRID TS LEY 57/1968 SGR HERRADA DEL TOLLO SANTA ANA DEL MONTE
662/2018 ALICANTE P2 LEY 57/1968 CAIXABANK ANDREA VILLAS LA MASIA LOS LIMONEROS
203/2018 LAS PALMAS P2 TIMESHARE   ANFI SALES & ANFI RESORTS  
171/2017 ALMERIA P2 LEY 57/1968 BANCO POPULAR INROAL ANDARAX
534/2018 MURCIA P1 LEY 57/1968 CAJAMAR CAJA RURAL SOLERA EL TRAMPOLIN RESIDENCIAL EL TRAMPOLIN
499/2020 ESTEPONA P1 LEY 57/1968 BANCO SABADELL MANILVA MAR Y GOLF SL MANILVA MAR Y GOLF
737/2020 ALMERIA P1 LEY 57/1968 BANKIA INROAL ANDARAX
1399/2018 MALAGA P1 LEY 57/1968 CAIXABANK, CAJA RURAL DE GRANADA, CAJAMAR, BANCO POPULAR, BANCO SANTANDER, BANCO SABADELL, ABANCA, BBVA AIFOS PUERTO GOLF LAS COLINAS
259/2018 MURCIA P2 LEY 57/1968 CAJAMAR CAJA RURAL TRAMPOLIN HILLS GOLF RESORT SL TRAMPOLIN HILLS
503/2016 MALAGA P2 LEY 57/1968 CAIXABANK INTERLAKEN 2003 SL CASARES DEL SOL
599/2017 MALAGA P2 LEY 57/1968 CAJASUR PROMOCIONES URBANISTICAS CASTELL DE FERRO URB. ALHAMBRA DE MAR CASTELL
719/2018 ALMERIA P1 LEY 57/1968 CAIXABANK NEW MEDINA VILLAS LOS LLANOS DEL PERAL
636/2018 GUADALAJARA P2 LEY 57/1968   HERCESA INMOBILIARIA DONA JULIA
569/2018 MURCIA P1 LEY 57/1968 BANCO POPULAR CORVERA CORVERA GOLF & COUNTRY CLUB
776/2018 MURCIA P1 LEY 57/1968 BANCO POPULAR PROYECTOS Y DESARROLLOS URFESAN SL LA TERCIA REAL


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Legal tip 1482- All won Cases by CostaLuz Lawyers so far in 2021
18 June 2021

P.O CITY COURT TYPE BANK / INSURER PROMOTOR DEVELOPMENT
396/2019 MALAGA P1 LEY 57/1968 BANCO SANTANDER AIFOS CALAHONDA HILLS
548/2016 MURCIA P2 LEY 57/1968 CAIXABANK & BANKIA PROMILORCI FRONDOSO VALLEY
218/2018 ALICANTE P2 LEY 57/1968 BANCO SABADELL SAN JUAN URBANA 2002 CASTALLA TRIANGLE
790/2020 ALMERIA P1 CLAUSULA SUELO BANCO SANTANDER    
150/2018 MALAGA P1 LEY 57/1968 CAIXABANK & BANKIA INTERLAKEN 2003 SL CASARES DEL SOL
665/2017 MALAGA P2 LEY 57/1968 UNICAJA GESTION DEPORTE 98 SL BALCONES DE MIJAS
492/2016 MALAGA P2 LEY 57/1968 CAIXABANK INTERLAKEN 2003 SL CASARES DEL SOL
259/2018 MURCIA P1 LEY 57/1968 CAJAMAR & CAIXABANK TRAMPOLIN HILLS GOLF RESORT SL TRAMPOLIN HILLS
554/2017 MURCIA P2 LEY 57/1968 BANCO SANTANDER HUMA MEDITERRANEO ALMANZORA COUNTRY CLUB
1525/2014 MADRID TS LEY 57/1968 SGR HERRADA DEL TOLLO SANTA ANA DEL MONTE
285/2018 PALMA DE MALLORCA P1 TIMESHARE   CLUB ESTELA DORADA / ALTRES VACANCES  
4642/2018 CADIZ P1 CLAUSULA SUELO UNICAJA    
373/2019 CADIZ P1 CLAUSULA SUELO UNICAJA    
530/2017 LA LINEA P1 LEY 57/1968 ZURICH INSURANCE ALLERTON HOLDINGS SEA GOLF REGENCY
1005/2018 ESTEPONA P1 LEY 57/1968 CAIXABANK SUNGOLF & OCEAN VIEW ESTEPONA BEACH & COUNTRY CLUB
1353/2014 MADRID TS LEY 57/1968 SGR HERRADA DEL TOLLO SANTA ANA DEL MONTE
662/2018 ALICANTE P2 LEY 57/1968 CAIXABANK ANDREA VILLAS LA MASIA LOS LIMONEROS
203/2018 LAS PALMAS P2 TIMESHARE   ANFI SALES & ANFI RESORTS  
171/2017 ALMERIA P2 LEY 57/1968 BANCO POPULAR INROAL ANDARAX
534/2018 MURCIA P1 LEY 57/1968 CAJAMAR CAJA RURAL SOLERA EL TRAMPOLIN RESIDENCIAL EL TRAMPOLIN
499/2020 ESTEPONA P1 LEY 57/1968 BANCO SABADELL MANILVA MAR Y GOLF SL MANILVA MAR Y GOLF
737/2020 ALMERIA P1 LEY 57/1968 BANKIA INROAL ANDARAX
1399/2018 MALAGA P1 LEY 57/1968 CAIXABANK, CAJA RURAL DE GRANADA, CAJAMAR, BANCO POPULAR, BANCO SANTANDER, BANCO SABADELL, ABANCA, BBVA AIFOS PUERTO GOLF LAS COLINAS
259/2018 MURCIA P2 LEY 57/1968 CAJAMAR CAJA RURAL TRAMPOLIN HILLS GOLF RESORT SL TRAMPOLIN HILLS
503/2016 MALAGA P2 LEY 57/1968 CAIXABANK INTERLAKEN 2003 SL CASARES DEL SOL
 



 



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Legal tip 1481- All won Cases by CostaLuz Lawyers so far in 2021
14 June 2021

PROVINCE TYPE OF CASE BANK DEVELOPER DEVELOPMENT
MALAGA LEY 57/1968 BANCO SANTANDER AIFOS CALAHONDA HILLS
MURCIA LEY 57/1968 CAIXABANK & BANKIA PROMILORCI FRONDOSO VALLEY
ALICANTE LEY 57/1968 BANCO SABADELL SAN JUAN URBANA 2002 CASTALLA TRIANGLE
ALMERIA CLAUSULA SUELO BANCO SANTANDER    
MALAGA LEY 57/1968 CAIXABANK & BANKIA INTERLAKEN 2003 SL CASARES DEL SOL
MALAGA LEY 57/1968 UNICAJA GESTION DEPORTE 98 SL BALCONES DE MIJAS
MALAGA LEY 57/1968 CAIXABANK INTERLAKEN 2003 SL CASARES DEL SOL
MURCIA LEY 57/1968 CAJAMAR & CAIXABANK TRAMPOLIN HILLS GOLF RESORT SL TRAMPOLIN HILLS
MURCIA LEY 57/1968 BANCO SANTANDER HUMA MEDITERRANEO ALMANZORA COUNTRY CLUB
MADRID LEY 57/1968 SGR HERRADA DEL TOLLO SANTA ANA DEL MONTE
PALMA DE MALLORCA TIMESHARE   CLUB ESTELA DORADA / ALTRES VACANCES  
CADIZ CLAUSULA SUELO UNICAJA    
CADIZ CLAUSULA SUELO UNICAJA    
LA LINEA LEY 57/1968 ZURICH INSURANCE ALLERTON HOLDINGS SEA GOLF REGENCY
ESTEPONA LEY 57/1968 CAIXABANK SUNGOLF & OCEAN VIEW ESTEPONA BEACH & COUNTRY CLUB
MADRID LEY 57/1968 SGR HERRADA DEL TOLLO SANTA ANA DEL MONTE
ALICANTE LEY 57/1968 CAIXABANK ANDREA VILLAS LA MASIA LOS LIMONEROS
LAS PALMAS TIMESHARE   ANFI SALES & ANFI RESORTS  
ALMERIA LEY 57/1968 BANCO POPULAR INROAL ANDARAX
MURCIA LEY 57/1968 CAJAMAR CAJA RURAL SOLERA EL TRAMPOLIN RESIDENCIAL EL TRAMPOLIN
ESTEPONA LEY 57/1968 BANCO SABADELL MANILVA MAR Y GOLF SL MANILVA MAR Y GOLF
ALMERIA LEY 57/1968 BANKIA INROAL ANDARAX


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Legal tip 1480- All won Cases by CostaLuz Lawyers so far in 2021
18 May 2021

CITY COURT TYPE BANK / INSURER PROMOTOR DEVELOPMENT
MALAGA P1 LEY 57/1968 BANCO SANTANDER AIFOS CALAHONDA HILLS
MURCIA P2 LEY 57/1968 CAIXABANK & BANKIA PROMILORCI FRONDOSO VALLEY
ALICANTE P2 LEY 57/1968 BANCO SABADELL SAN JUAN URBANA 2002 CASTALLA TRIANGLE
ALMERIA P1 CLAUSULA SUELO BANCO SANTANDER    
MALAGA P1 LEY 57/1968 CAIXABANK & BANKIA INTERLAKEN 2003 SL CASARES DEL SOL
MALAGA P2 LEY 57/1968 UNICAJA GESTION DEPORTE 98 SL BALCONES DE MIJAS
MALAGA P2 LEY 57/1968 CAIXABANK INTERLAKEN 2003 SL CASARES DEL SOL
MURCIA P1 LEY 57/1968 CAJAMAR & CAIXABANK TRAMPOLIN HILLS GOLF RESORT SL TRAMPOLIN HILLS
MURCIA P2 LEY 57/1968 BANCO SANTANDER HUMA MEDITERRANEO ALMANZORA COUNTRY CLUB
MADRID TS LEY 57/1968 SGR HERRADA DEL TOLLO SANTA ANA DEL MONTE
PALMA DE MALLORCA P1 TIMESHARE   CLUB ESTELA DORADA / ALTRES VACANCES  
CADIZ P1 CLAUSULA SUELO UNICAJA    
CADIZ P1 CLAUSULA SUELO UNICAJA    
LA LINEA P1 LEY 57/1968 ZURICH INSURANCE ALLERTON HOLDINGS SEA GOLF REGENCY
ESTEPONA P1 LEY 57/1968 CAIXABANK SUNGOLF & OCEAN VIEW ESTEPONA BEACH & COUNTRY CLUB
MADRID TS LEY 57/1968 SGR HERRADA DEL TOLLO SANTA ANA DEL MONTE
ALICANTE P2 LEY 57/1968 CAIXABANK ANDREA VILLAS LA MASIA LOS LIMONEROS
LAS PALMAS P2 TIMESHARE   ANFI SALES & ANFI RESORTS  


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Legal tip 1479- NEW won cases by CostaLuz Lawyers in 2021
21 April 2021

TYPE BANK / INSURER PROMOTOR DEVELOPMENT
LEY 57/1968 BANCO SANTANDER AIFOS CALAHONDA HILLS
LEY 57/1968 CAIXABANK & BANKIA PROMILORCI FRONDOSO VALLEY
LEY 57/1968 BANCO SABADELL SAN JUAN URBANA 2002 CASTALLA TRIANGLE
CLAUSULA SUELO BANCO SANTANDER    
LEY 57/1968 CAIXABANK & BANKIA INTERLAKEN 2003 SL CASARES DEL SOL
LEY 57/1968 UNICAJA GESTION DEPORTE 98 SL BALCONES DE MIJAS
LEY 57/1968 CAIXABANK INTERLAKEN 2003 SL CASARES DEL SOL
LEY 57/1968 CAJAMAR & CAIXABANK TRAMPOLIN HILLS GOLF RESORT SL TRAMPOLIN HILLS
LEY 57/1968 BANCO SANTANDER HUMA MEDITERRANEO ALMANZORA COUNTRY CLUB
LEY 57/1968 SGR HERRADA DEL TOLLO SANTA ANA DEL MONTE
TIMESHARE   CLUB ESTELA DORADA / ALTRES VACANCES  
CLAUSULA SUELO UNICAJA    
CLAUSULA SUELO UNICAJA    


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Legal tip 1475- A Forum Conversation on banks and lawyers
01 December 2020

Conversation with Ads at the Forum, our comments/ answers in bold below:

Dear Maria,

The only aspect that Banks appear to respond to is when they are made sufficiently financially accountable for their behaviour and disrespect of law in place to protect. That´s good. Sign of acceptable democracy system working. At present it would appear that the final financial penalty is insufficient to act as EFFECTIVE deterrent against their continuing exploitative behaviour.

In the case of Ley 57/68 claims, costs are not always fully recoverable and interest is backdated but is not continued to the point of final rulings, which acts as little disincentive to continue with their ploys and "play the system of delays" and significantly overload the courts and justice system in that process. I agree with you. Interests and costs are the pain for them. If those start being lowered down, they lose that punitve and reformative effect. Also, I was thinking some days ago: lawyers who intervned in conveyancing processes: stronger sanctions are needed. A big deal of the problem falls into the lack of independence of them. It is true that punishing the banks have been a healthy medicine for the off plan system in the future but.... that work in regards to lawyers is still to be done. We, lawyers in Spain--- I dare  to say--- are too comfortable in the lack of control and sanctions by our regulatory bodies. An individual certificate of Guarantee would have refurned moeny back to clients since day one.

The problem that many appear to have been exposed to is the way that banks, in full knowledge of SC rulings that took  years to achieve, continued to proliferate appeals which undermined courts ability to “cope” under the interim growing pressure, continuing to suggest elements of doubt until such time as SC doctrine was fully established ( requiring 2 SC rulings on the exact same point of law). Yes, there is still debatable angles and points that Banks fight: Specially now, these two: Consumer Law doctrine and application to Law 57/68 cases and extent of depositor Bank´s liabilities- when is the moment a bank receiving off plan amounts start being liable. I am personally not too happy with any of the two approaches which at the moment are being taken by the Supreme Court on these. 
 

So final clarification of law (SC doctrine) with regard to return of principle monies took years to achieve following major proliferation of appeals, but then to witness a repeat of this purposeful "tactic " with regard to gaining clarification of correctly backdated interest became highly questionable. And all without recognition of specialised courts to fast track and assist, as called for by Keith Rule all too many years ago! Keith keeps being there in the fight.  Now against " hidden developers"  ( OVP, Palmera Properties) and for illegal properties to be dealt by Law 57/68 doctrine.

Likewise to witness Bank submission of cassation appeal and then at the last minute withdraw their submission ( the detail of which was highly questionable from the outset) , again in full knowledge of how this significant delay subsequently compromised the innocent claimant, let alone the impact on those who follow, without “adequate” financial additional penalty to deter such exploitative behaviour I.e. in full recognition of bad intent, just beggars belief. Totally true.

The “ relative “ monies involved to make Banks accountable are but small fry (comparatively small) to the Banks, but are significant to individual innocent claimants when they are left waiting in many cases a decade and a half for justice and rightful retrieval of all their monies, including interest and costs, when deposited monies ironically were supposedly protected from the outset under INALIENABLE rights according to law.

The Bank of Spain does not appear to have acted in any responsible way to act as regulator to ensure that their Banks remained compliant with law in place to protect, nor ensure that they adhere to their so called “ mission statements”, that to the common man gives the false impression upon reading the statements that they are to be trusted and are adhering to compliant rules. Law 57/68 has been reviewed but that´s it. Banks and Lawyers regulatory bodies should be encouraged to lose shyness.

It’s hypocrisy of the highest order, and has done untold damage to trust  within the Spanish real estate industry. 

But the saddest aspect of all is that Banks have been allowed to undermine trust in the justice system itself. In my opinion, there is a new current in Law and a new generation of Lawyers much involved in controlling and punishing banks.

The whole scenario needs review from a much higher perspective in terms of adequate financial penalties where innocents are no longer scapegoated in this scenario, and good law firms AND clients alike can reclaim trust both in one another and the whole sorry system. Totally agree, Ads.

The Banks should never be allowed to divide and rule in this manner where again they exploited vulnerabilities with hidden agendas by working with law firms who it transpired were also duped ( or in some cases transpired to be knowingly complicit) in their failures to provide legal BGs  ( non independence) as Banks purposefully turned blind eyes to such essential adherence to BG law with full adherence to safeguarding of deposited monies. Totally agree, Ads. Wrong, illegal, corrupt system.

Their manipulative behaviour has done untold damage to trust which will sadly take years to overcome unless more is done to swiftly call for the Bank of Spain to act as effective regulator and the Government provide adequate resources in the interim, in the form of specialised courts for competent trusted and effective fast tracking of outstanding claims with timely  judicial enforcement. My wonder is if, aparto to those of us who are still currently involved in solutions to the problems, there is a real interest there.

In the interim, thank you for your patience to listen, to continue to educate, and willingness to seek out ways to improve the status quo. I hope and trust that those who have problems re communicating will also gain some understanding of the complex and highly procedural elements to achieve justice under the status quo, which accounts for all too many of the significant background delays associated with rightful  recovery of all of their entitled monies. Thanks.

Stay safe and strong and good luck with all your continuing endeavours. Likewise. It seems we are reaching the end of the tunnel with COVID.

Best regards



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Legal tip 1474-IMPORTANT--Withdrawal rights to be documented from today July 6th
06 July 2020

Today, 6th of July, three new forms have been made public for registration of UK nationals and their family members in Spain in order to  permanent and definitive accreditation of  residency rights. 

What does it mean--- in short and plain terms?

It means that if you are already a resident in Spain, you do not need to wait till January 2021 to obtain the document that proves your residency in Spain and shows you are holder of the rights included in the Withdrawal agreement.

Temporary resdency documents will have a validity of 5 years and permanent ones will have a validity of 10 years

 



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Legal tip 1473-All won cases by Costaluz Lawyers-- off plan refunds--so far in 2020
06 July 2020

COURT BANK DEVELOPER DEVELOPMENT
SAN ROQUE BANCO POPULAR PROMAGA ALTA VISTA
ESTEPONA CAIXABANK MANILVA COSTA JARDINES DE MANILVA
MURCIA CAIXABANK PROMILORCI FRONDOSO VALLEY
MURCIA BANCO POPULAR HUMA MEDITERRANEO ALMANZORA COUNTRY CLUB
GUADALAJARA N/A HERCESA INMOBILIARIA DOÑA JULIA
CADIZ UNICAJA CLAUSULA SUELO  
ORIHUELA CAIXABANK ANDREA VILLAS LA MASIA LOS LIMONEROS
MALAGA CAIXABANK PROVERTE & OCEAN VIEW GUADALUPE HILLS
MALAGA BANCO POPULAR & BANCO SANTANDER AIFOS BALCÓN DEL HIPÓDROMO
CADIZ ZURICH INSURANCE ALLERTON HOLDINGS SEA GOLF REGENCY
MADRID SGR HERRADA DEL TOLLO SANTA ANA DEL MONTE
MURCIA BANCO SANTANDER GOLF RESORT EL CASTILLO GOLF RESORT EL CASTILLO
MURCIA BANKIA (BMN) CORVERA CORVERA GOLF & COUNTRY CLUB
ORIHUELA BANKINTER PROCUMASA LAS KALENDAS
MALAGA CAIXABANK EXPLOITACIONES INMOBILIARIAS ALCAZABA HORIZONTE DE RIVIERA
ALMERIA CAIXABANK PROALCON MAR MONTE SAN JUAN
ESTEPONA CAIXABANK MANILVA COSTA JARDINES DE MANILVA
ALMERIA BANCO MARE NOSTRUM INROAL ANDARAX
MADRID BANCO POPULAR HUMA MEDITERRANEO ALMANZORA COUNTRY CLUB
MALAGA BANCO POPULAR, CAIXABANK & BANCO MARE NOSTRUM AIFOS PUERTO GOLF LAS COLINAS
ALMERIA BANCO SABADELL BUILDING TECHO CONSULTING CASA PLAYA
MALAGA BANCO SANTANDER AIFOS CORTIJO DE TORREBLANCA
MURCIA CAJAMAR CAJA RURAL HERALBA PROMOTORES DE LA COSTA LA NUEVA ERMITA
ESTEPONA CAIXABANK OASIS PROYECTOS E INVERSIONES EL OASIS FASE II
ESTEPONA ASEFA DB BESTVIEW DUQUESA FAIRWAYS
MADRID BBVA MARTINSA FADESA PUENTE ESURI
MADRID BANCO POPULAR HUMA MEDITERRANEO ALMANZORA COUNTRY CLUB
MALAGA BANCO SANTANDER AIFOS CALA DEL SOL
ALICANTE BANKINTER CONSTRUCCIONES MONTE PUCHOL LOS LIMONEROS
MADRID SGR & BBVA HERRADA DEL TOLLO SANTA ANA DEL MONTE
ALMERIA BANCO POPULAR & SOCRIBO SOCRIBO PAGO DE LA ALFOQUIA


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Legal tip 1472-All won cases by Costaluz Lawyers-- off plan refunds--so far in 2020
23 April 2020

CITY

COURT

BANK / INSURER

PROMOTOR

DEVELOPMENT

SAN ROQUE

P1

BANCO POPULAR

PROMAGA

ALTA VISTA

ESTEPONA

P1

CAIXABANK

MANILVA COSTA

JARDINES DE MANILVA

MURCIA

P1

CAIXABANK

PROMILORCI

FRONDOSO VALLEY

MURCIA

P1

BANCO POPULAR

HUMA MEDITERRANEO

ALMANZORA COUNTRY CLUB

GUADALAJARA

P1

N/A

HERCESA INMOBILIARIA

DOÑA JULIA

CADIZ

P1

UNICAJA

CLAUSULA SUELO

 

ORIHUELA

P1

CAIXABANK

ANDREA VILLAS

LA MASIA LOS LIMONEROS

MALAGA

P2

CAIXABANK

PROVERTE & OCEAN VIEW

GUADALUPE HILLS

MALAGA

P2

BANCO POPULAR & BANCO SANTANDER

AIFOS

BALCÓN DEL HIPÓDROMO

CADIZ

P2

ZURICH INSURANCE

ALLERTON HOLDINGS

SEA GOLF REGENCY

MADRID

TS

SGR

HERRADA DEL TOLLO

SANTA ANA DEL MONTE

MURCIA

P1

BANCO SANTANDER

GOLF RESORT EL CASTILLO

GOLF RESORT EL CASTILLO

MURCIA

P1

BANKIA (BMN)

CORVERA

CORVERA GOLF & COUNTRY CLUB

ORIHUELA

P1

BANKINTER

PROCUMASA

LAS KALENDAS

MALAGA

P1

CAIXABANK

EXPLOITACIONES INMOBILIARIAS ALCAZABA

HORIZONTE DE RIVIERA

ALMERIA

P2

CAIXABANK

PROALCON MAR

MONTE SAN JUAN

ESTEPONA

P1

CAIXABANK

MANILVA COSTA

JARDINES DE MANILVA

ALMERIA

P1

BANCO MARE NOSTRUM

INROAL

ANDARAX

MADRID

TS

BANCO POPULAR

HUMA MEDITERRANEO

ALMANZORA COUNTRY CLUB

MALAGA

P2

BANCO POPULAR, CAIXABANK & BANCO MARE NOSTRUM

AIFOS

PUERTO GOLF LAS COLINAS

ALMERIA

P2

BANCO SABADELL

BUILDING TECHO CONSULTING

CASA PLAYA

MALAGA

P1

BANCO SANTANDER

AIFOS

CORTIJO DE TORREBLANCA

MURCIA

P1

CAJAMAR CAJA RURAL

HERALBA PROMOTORES DE LA COSTA

LA NUEVA ERMITA

ESTEPONA

P1

CAIXABANK

OASIS PROYECTOS E INVERSIONES

EL OASIS FASE II

ESTEPONA

P1

ASEFA

DB BESTVIEW

DUQUESA FAIRWAYS



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Legal tip 1471. All won cases by Costaluz Lawyers --off plan refunds--- so far! in 2020. 8 cases for 11 clients in less than a month
24 January 2020

CITY

COURT

BANK / INSURER

PROMOTOR

DEVELOPMENT

SAN ROQUE

P1

BANCO POPULAR

PROMAGA

ALTA VISTA

ESTEPONA

P1

CAIXABANK

MANILVA COSTA

JARDINES DE MANILVA

MURCIA

P1

CAIXABANK

PROMILORCI

FRONDOSO VALLEY

MURCIA

P1

BANCO POPULAR

HUMA MEDITERRANEO

ALMANZORA COUNTRY CLUB

GUADALAJARA

P1

N/A

HERCESA INMOBILIARIA

DOÑA JULIA

CADIZ

P1

UNICAJA

CLAUSULA SUELO

 

ORIHUELA

P1

CAIXABANK

ANDREA VILLAS

LA MASIA LOS LIMONEROS

MALAGA

P2

CAIXABANK

PROVERTE & OCEAN VIEW

GUADALUPE HILLS



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