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08 Jan 2008 00:00 by saznaz Star rating in los altos and kent. 134 posts Send private message

We r due to complete soon and have to get insurance and are not particularly fussed abt using agency insurers, so have a couple of q's Does the community fee tend to inc insurance If so wot does it cover Do u require building unsurance or just content Is anyone unsured with uk or spainish comapny if so can u recommend anyone Thanks in advance Saznaz

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08 Jan 2008 18:16 by nfm2862 Star rating in Welling, Kent & Al A.... 1461 posts Send private message

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We got quotes for building & contents from www.saltsbay.com

They were very reasonable & very quick to respond.

Noreen



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08 Jan 2008 18:21 by saznaz Star rating in los altos and kent. 134 posts Send private message

Thank u for your help that was a v quick reply

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08 Jan 2008 18:25 by morerosado Star rating in Guardamar del Segura.... 6927 posts Send private message

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We used to insure with www.saltsbay.com but now with http://www.easycover.net/ both in Torrevieja & both use English people with contracts in English & English speakers in emergencies too. Easycover was cheaper.

More info in here ..Content and buildings insurance and in here .. Building and contents insurance and in here Insurers only Insure per Sq Mts not for value of Propety

Did you read these, Saznaz ?



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08 Jan 2008 20:10 by Karensun Star rating in Orihuela Costa. 1474 posts Send private message

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saznaz,

Community insurance only insures Community property. You will need your own building AND content insurance. We have ours with BBVA bank and friends have thiers with Mapfre...........................you don't know how good any of them are until you need them.....................then it's too late to argue!!



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08 Jan 2008 20:20 by saznaz Star rating in los altos and kent. 134 posts Send private message

Thanks v much everyone

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08 Jan 2008 20:31 by Patty_1 Star rating in Hertfordshire. UK. .... 1062 posts Send private message

Yes we are with the BBVA as well but as you say Karen you do not know how good they are till you have to use them??????   Hopefully never Pat 



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09 Jan 2008 11:57 by lizh Star rating in Estepona/London. 161 posts Send private message

We found Erinaceous had a reasonably priced policy that seems to cover holiday homes in Spain that are unoccupied quite a lot. The policy was issued in Spanish and English which was encouraging. But in a crisis? I hope we never have to find out... The premium is calculated on square foot built including terraces, so the flat roof that's got stairs to it seemed to add a bit compared to a flat roof with no stairs.

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11 Mar 2008 14:55 by alarice Star rating. 5 posts Send private message

** EDITED ** Commercial post



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21 May 2008 14:51 by sunshine1 Star rating. 1 posts Send private message

We insured our holiday home in the UK with Hiscox through Underwood Insurance services and even paid from a UK bank account over 12 months interest  free. Reason premium, excelletn serivce however the biggest measure was when we  unfortunately had to claim.  The time from  completing the claim form to receiving the cheque was 19 days.  I did get a quote in Spain but felt it didn't offer the cover I required especially from a liability aspect, and was concerned if I had a claim I didn't speak sufficient Spanish



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21 May 2008 16:00 by PBinspain Star rating. 5 posts Send private message




This message was last edited by PBinspain on 5/21/2008.



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23 May 2008 13:23 by Schofields Star rating. 4 posts Send private message

Sunshine1
 
You bring up some good points with regards to language issues in the event of a claim and liability.
 
It’s wise to get a copy of any policy documents in English, so you can read the small print and check that the insurer provides English speaking claims support to assist you if the worse happens.
 
With regards to liability, this is essential if you are letting and should extent to cover your guests (not just family) and use of swimming pools.
 
Its good to hear you got your claim resolved quickly.


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23 May 2008 14:20 by morerosado Star rating in Guardamar del Segura.... 6927 posts Send private message

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My 1st & 2nd question when I get quotes from companies in Spain are 

Is my policy in English ? (Amazing how many take insurance out & then say they haven't a clue what cover they've bought.

If I need to claim, am I going to be speaking with English speakers ?

Insurance is hard enough sometimes to understand in our own language !

Certainly where our property is in Spain we have a number of insurance companies doing both. I've had insurance with http://www.saltsbay.com/ then http://www.easycover.net/ (just to save a few euros though saltsbay were excellent on price & now we're with (for sheer convenience as very near to us at Quesada) http://www.knight-insurance.com/ who use the same company as saltsbay so very reasonable.

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24 Jun 2008 16:37 by viva cape town Star rating. 23 posts Send private message

i HAVE TRIED TO CONTACT GREENS INDEPENDENT TO RENEW MY INSURANCE . THE E-MAILS HAVE NOT BEEN DELIVERED.DO ANYBODY KNOW IF THEY ARE STILL IN BUSINESS?

VIVA CAPE TOWN
I  am in cape town South Africa

and Mijas



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24 Jun 2008 16:48 by Karensun Star rating in Orihuela Costa. 1474 posts Send private message

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Where are they based?

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24 Jun 2008 18:27 by viva cape town Star rating. 23 posts Send private message

Hello Karensun,

They were based at Viva head office onthe costa del sol



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24 Jun 2008 18:41 by Karensun Star rating in Orihuela Costa. 1474 posts Send private message

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Thier stuff is still on the net.........................

   
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Tel: (+34) 952 833 490 • Fax: (+34) 952 833 512 • Email: info@greenindependent.com


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