Advice on Buying a property

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31 May 2026 2:48 PM by LorrainneHiltonRealEstate Star rating. 3 posts Send private message

Hi, I work for Hilton Real Estate, one of the largest real estate companies in Spain.

the bank will not conduct a full survey as part of the mortgage process, the bank will undertake 

a valuation on which they will calculate the loan to value, normally 60-70%.

Regardin the outbouse, ask the vendors if they have the permission de obras for this.





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08 Jun 2026 7:13 PM by amogles Star rating in El Campello (holiday.... 200 posts Send private message

 

I am wondering what the holiday letting / rental market is like in Spain. Is it easy to let out property in Spain either through Airbnb or local agents? Also is the market confined to the tourism season ie July & August or is it Spring & Summer?

I would be very cautious because the government has got a lot stricter and (depending on your area) you may need to jump through lots of hoops and get inspections and permits before you can do holiday rentals, which will cost you time, money and perseverance. A lot of people stil rent places out illegally but then you would have no leg to stand on should it come to a legal dispute, or should a disgruntled neighbour decide to report you. So don't do that.

In addition to the government rules, if your property is part of an organized communidad, there may also be communidad rules that maybe don't prohibit holiday rentals, but may sometimes add some additional caveats. And if your tenants misbehave while you're away, and park in somebody else's parking space and party loudly all night, the ire of the people they annoyed may come back to hurt you.

That said, there are tourists all year round, and if you have a desirable property in a desirable location and at a competitive price, you should also be able to find tenants off-season as well. But don't expect to be able to charge the same rent all year round. Less desirable properties will be more diffifcult to rent out off season.

 





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08 Jun 2026 7:33 PM by amogles Star rating in El Campello (holiday.... 200 posts Send private message

there is a very small outhouse/shed (of a few square meters) which looks like it hasn't been registered properly. Personally I'd be happy to just knock it down if anyone raised an issue with it, but obviously I'm worried that if we bought it we could also be liable for some kind of hefty fine somewhere down the line for illegal construction.

I'm no lawyer, so please take this with a pinch of salt. But in my experience there are illegal outhouses and extensions all over Spain, and for the most part nobody cares. Also, after a certain number of years they don't strictly become legal, but they enter a tolerated status, meaning you get away with it. So as long as you don't do anything stupid, nothing bad will happen. 

 


This message was last edited by amogles on 6/8/2026.



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09 Jun 2026 7:40 AM by LorrainneHiltonRealEstate Star rating. 3 posts Send private message

Hi, honestly I wouldn't worry about it to much.

If it is gling to be an issue then it can be knocked down.

if you are unsure you can check with your lawyer or ask the vendor to legalise it.





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