car insurance problems with Liberty Seguros

Post reply   Start new thread
:: New - Old :: Old - New

Pages: 1 |

Forum home :: Latest threads :: Search forums
The Comments
02 Sep 2014 09:35 by Geoffrey321 Star rating. 2 posts Send private message


I have had my car insurance with Liberty Seguros for the last 9 years without making a claim

Around 75 days ago my UK registered LHD car was stolen and now Liberty Seguros are saying that because the registered keeper of the car is a motor dealer based in the UK they will not pay out on the policy

I have sent Liberty Seguros a letter from the motor dealer stating that although they are the registerd keeper of the car that I am the actual owner

I am not a Spanish resident and the car has a currrent British MOT and road tax

I would appperciate any advice on how to proceed





Like 0      
02 Sep 2014 11:03 by acer Star rating. 1383 posts Send private message

Hi Geoffrey,

Please can you expand on the situation and the insurers reasons for the repudiation, eg

~ what is the relationship between you and the UK motor dealer?

~ why was this arrangement in place etc?

~ is the UK motor dealer a firm of good standing?

~ were they originally involved when you insured the vehicle 9 years ago?

~ is there any conflict/disagreement between you and the UK motor dealer?

~ are you connected to the motor trade job wise?

~ have you had a large number of vehicle changes in the 9 years?

~ do Liberty Seguros give any implied reason that they say affects their situation ie increase in risk, non disclosure of a material fact etc?

~ whose names appeared on the proposal form, was this relationship disclosed at any time?

~ if you are a non res and this is a LHD UK reg car why was the vehicle insured in Spain?

~ was the vehicle normally kept in Spain?

~ did the theft take place in Spain?

~ was it reported to the police?

~ was the vehicle recovered?

These questions are not intended as at all critical, but I cannot quite get to grips with the facts, but possibly there is something else lurking in their minds.  Insurers are a suspicious and nuerotic breed and react adversely to any situation which is at all different, particularly if it is a surprise, even though it may not be relevant.

Feel free to reply by PM if you prefer.



_______________________
You can fool some of the people all of the time…and those are the ones to focus on. Donald Trump.



Like 2      

Pages: 1 |

Post reply    Start new thread


Previous Threads

The Plate Hotel and Bar Vacancies - 1 posts
Calling All Murcia Car Hire Experts - 4 posts
Summer flights 2015 - 1 posts
Cycling Tours in Andalucia - 1 posts
Ashya King - 37 posts
Another Paramount? - 9 posts
Vozplus and eurocable - 0 posts
Please recommend me A GOOD ESTATE AGENT - 45 posts
Whats it like..... Camposol Community, Murcia. - 28 posts
Has any one had the new digi boxes put in to regain English channels? - 4 posts
Help with multi agency listing - urgent! - 6 posts
Sky in Spain - 1 posts
Denuncia - 3 posts
Water connection - 6 posts
Car insurance - 1 posts
WANTED PELLET/FIRE BURNER - 0 posts
Weather in murcia end of September - 9 posts
Spanish Inheritance Tax - 32 posts
Advice needed ref roquetas de mar - 0 posts
tv with english channels - 13 posts
Anyone want a vehicle taking to UK in September? Free! - 0 posts
banco sabadel. - 26 posts
Helping with cost of living idea - 2 posts
needed second hand 1.9 metre satellite dish - 0 posts
tom8922 - 0 posts

Number of posts in this thread: 2

DISCLAIMER:  All opinions posted on these message boards are the opinion solely of the poster and do not necessarily reflect the opinion of Eye on Spain, its servants or agents.


1 |
Our Weekly Email Digest
Name:  
Email:
   


This site uses cookies. By continuing to browse you are agreeing to our use of cookies. More information here. x