Car insurance UK and Spain

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26 Oct 2011 00:00 by spanish apartment Star rating. 2 posts Send private message

Hello, I am new to EOS.  I am considering the possibility of relocating to Spain in February 2012.  My UK car insurance is due for renewal early November 2011 and only covers me for a 30 day trip in the EU.  I am looking for car insurance for cover in both countries so that I don't have to pay for 2 seperate policies. Can anyone advise 

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26 Oct 2011 11:24 by Faro Star rating in London. 1139 posts Send private message

No problem - contact any broker on the coast.

In terms of insurers I would recommend

No. 1 - Zurich

No.2 - Liberty Seguros

Liberty will insure anything whether on UK or ES plates - LHD or RHD etc

Zurich I think will not insure UK plates but will insure RHD on ES plates.

My dislike of Liberty is their claims handling and Zurich is much better and more responsive.

I have policies with both but will switch RHD ES plated car over to Zurich on renewal.

Zurich policy is also much more comprehensive.


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26 Oct 2011 18:19 by johnzx Star rating in Spain. 5247 posts Send private message

I don't want to advertise for any particular agents or brokers, so I suggest you shop around.  
As has been said there are a lot of brokers / companies who can fix you up.
I would though, as a result of expensive personal experience steer clear of Knight Insurance Brokers. (I can justify this comment and Knights know that I pass on details of my experience with them and they don't care !!!! )

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26 Oct 2011 23:49 by spanish apartment Star rating. 2 posts Send private message

Thank you for your comments.

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27 Oct 2011 00:04 by foxbat Star rating in Granada. 1114 posts Send private message

foxbat´s avatar

Saga Motor Insurance covers unlimited time in Europe...



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27 Oct 2011 10:58 by xetog Star rating in Wiltshire/holiday ap.... 514 posts Send private message

As I spend 2/3 of my time in the UK, I naturally insure my UK reg car there.  I was insured with Zurich, but when I wanted to spend more than 60 consecutive days in Spain, they were very difficult and in spite of my requests for extended stay put me off for so long that I decided to change insurers.  Saga were very helpful and said that as long as I had an address in the UK from which to insure my car I could spend as many consecutive days as I liked in Spain.


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27 Oct 2011 12:09 by Faro Star rating in London. 1139 posts Send private message

In the past I found it expensive in the UK to have an international type car insurance policy (ie could keep car outside UK for as long as I wanted) whereas in Spain it is fairly cheap.

I think it might have been subject to minimum stay in UK. Otherwise most UK policies will I think only go to 90 days outside UK?

You have to read small print and be honest as to what it is you intend doing.

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