Thought I'd add my experience from today as I've just returned from court in Alicante. Not a good one I have to say.
What was meant to be a simple task of answering simple questions like how many properties I purchased, it was an interigation by two banks, one credit union (insurance company) trying to dig their way out of a big hole. The main topic was how could we prove that Ambasun paid which bank. The fact the BBVA were on the contract didn't seem to mean anything. They even brought in witnesses from the banks to ask them if they were aware of our payments. Like they're going to put our name on any funds they receive in the bank.
The other theme was why did it take so long to make a claim against the bank, even though throughout this process we have had representation from 2008, resolved contract in 2010 and took this action in 2013, mainly as we weren't aware of the option prior. I did mention the slowness of the system didn't help.
Anyhow, we await judgement, but didn't feel like a winning experience. Dreading the next few weeks.
Also, even before we entered the courts we were told that the banks will appeal regardless of anything, and assuming you win the first stage, the first appeal will take 12 months, to which they will also appeal it will then go to the Supreme court in Madrid where all these cases will be given a big 'yes' or 'no', but said it could take many years longer.
Yours 'sick of the whole thing'
Redman