Very Difficult! Have a house built but being misled with the mortgage?? Can I get there?

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13 Nov 2007 12:00 AM by MagsB Star rating in Scotland and La Mari.... 26 posts Send private message

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Where do we go? get all the info etc, but we have a house nearly -built, now we have to give all our credentials AGAIN!!, so does that mean we are NO longer eligible for a mortgage??, beggers belief? where do we go from here? made it clear from the outset that hubby was contract worker and working all his life, so now completion is Jan/Feb we cant obtain payslips? as in Kaz, now wanting credit reference etc, bit late in the day for all that?? desperately need advice on this one, not prepared to see everything we saved for going down the pan??

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13 Nov 2007 9:56 PM by Karensun Star rating in Orihuela Costa. 1474 posts Send private message

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I suppose it depends on who was giving you a mortgage, can you contact them direct and ask them what is going on...................was it through the builder? Or a bank in Spain?

It would be a good idea for you to contact our GEORGIA...................look on the posts for Georgia and send private message cos if anyone knows how to help, it will be Georgia.  God Luck.



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14 Nov 2007 12:19 AM by EOS Team Star rating in In Spain of course!. 4015 posts Send private message

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I believe it's normal that when it comes down to getting the mortgage they only take your current circumstances into account. 

Best have a chat with Smiley, he is the mortgage expert around here.

Don't worry, there is normally a solution in most cases without having to resort to anything dodgy.

Justin


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14 Nov 2007 12:04 PM by Rixxy Star rating in San Pedro. 2010 posts Send private message

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I echo Justin there - it depends on all your circumstances - speak to Smiley or PM him as he will be best able to advise

Good luck



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