Spanish Title Deeds Insurance

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30 Nov 2012 17:36 by Newbie Star rating. 32 posts Send private message

Can anyone help with information as to where I can obtain a Spanish Title Deeds Insurance Policy.  Unfortunately I do not live on the Costa Del Sol but the problem I have seems to have more answers in that area than up here on the Costa Blanca North.  I am selling my property to an American buyer and we were about to make arrangements to conclude the sale at the Notary when he suddenly told me that, as is customary in the USA, he would expect me to arrange and pay for a Title Deeds Insurance Policy to be available on completion.  I had no idea what this was but my research has now revealed that it is an insurance which will indemnify the purchaser of a property against any defects in the title, problems with planning regulation infringements etc. etc. at any time up to 20 years in the future.  My lawyer has assured him that the title is good, the property being properly described and registered at the Land Registry and up to date with all taxes etc. but he now insists he will not proceed in the absence of this policy.  We understand that this insurance is available through a company called Caser at something like a 300€  one-off payment but the trouble is that I can find no-one offering this insurance anywhere in my area.  I have seen on the forum that someone previously posted complaining about being badgered to buy such a policy to protect their interests so I know that the policies must be available down there.  Can anyone give me any contact details of a possible source so that I can contact them to see if a policy can be arranged from a distance.  Many thanks in advance.





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30 Nov 2012 21:22 by taraleisure Star rating in Holmfirth. 294 posts Send private message

Saw this on another site.

Emalia Costa Blanca SL
Avenida Libertad 19, Local 5
E-03730 Javea / Playa Arenal
Espana
CIF: B-54098231

Tel Spain:
Tel UK:

+34 96 646 8474
+44 2070 960189



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01 Dec 2012 05:30 by Newbie Star rating. 32 posts Send private message

Many thanks for the info.  Will try contacting them after the weekend.  A chink of light perhaps.

 





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13 Dec 2012 18:35 by alas Star rating. 1 posts Send private message

Hi Newbie, 

You can arrange your 20 Year Title Insurance policy through Caser Seguros. 

Please contact me at:

Carlos de las Alas

tel: + 34 915 644 684

We will provide with full information about yor Spanish Title Deed Insurance policy. The cost is a Unique Premium of 293.93 € for the 20 Year duration. 

The 2 basic requirements are:

- The property mut be housing ("vivienda")

- The purchase mut be completed before Notario, since an "escritura" must exist.

We look forward to hearing from you.

Kind Regards, 

Carlos

 





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