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17 Jun 2013 8:52 PM by anneliohara Star rating in Auchterarder & TDLT .... 29 forum posts Send private message

 Hi

We have mortgage with Bancaja & they made us take out obligatory insurances. Managed to cancel the life insurance but have had problems with the home insurance. Tried to cancel it in the bancaja Torre Pacheco branch in April & the guy was really funny with us telling us we needed to have the insurance which is both buildings and contents. Asked why? He told us we HAD to as the buildings cover we have through the community doesn't count.

Does anyone know if this is right? We can't we buy a contents policy from whoever we want? And why MUST we have both buildings and contents cover, when we already have buildings cover?

The bank also told us we get a better rate on our mortgage for having the policy.....

Thanks

 

Thanks



_______________________
Anneli


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21 Jun 2013 2:11 PM by molyned Star rating. 27 forum posts Send private message

Hi

Yep they will try it on

I have moved my House and contents insurance (Intasure) and life assurance (Jennifer Cunningham) from was Bancaja now Bankia.

So it can be done.

Provided you can evidence both policies they cannot have an issue.

Good luck

 




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