The cost of transferring money from La Caixa to Natwest via online banking.

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30 Dec 2010 00:00 by stonebridgetom Star rating. 2 posts Send private message

 Does anyone know how much La Caixa charge for transferring around 550 euros to a UK account (Natwest) via online banking. I've been told by Natwest there will not be a charge for receiving the money.

I had to pay a check into my La Caixa account which didn't have time to clear before I left Spain. I'd like to have an idea how much they will charge so that I can transfer the balance over to Natwest and ideally close the account.



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30 Dec 2010 15:31 by advisor Star rating in London most of the t.... 311 posts Send private message

what i do know is that it is not the cost you need to worry about but the exchange rate given by your uk bank-if you need a contacty for currency exchange pm me and I will give you the guys number who has looked after my stuff for 4 years without any problem at all



Nobody plans to fail, many fail to plan, sadly the result is the same.



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30 Dec 2010 18:30 by JazII Star rating in Mar Menor and UK. 133 posts Send private message

JazII´s avatar

We've taken money out and topped up our Spanish account and got a very good exchange rate but those days are long gone since Nationwide now charges for withdrawals abroad.

More recently we opened an account with Santander UK and are now considering closing our Solbank account and transferring it to Santander ES since transfers are free..........however I need to investigate the other charges I might incur with Santander ES first. Been ripped off with Solbank's charges and whilst their service is excellent I'm not prepared to pay their rip off prices.  Also as mentioned below, I need to find out more about how favourable or otherwise their conversion rates are (for example is it free because they offer a c*** rate LOL).

Does anybody have any info?

All, Who do you think offers the best all round deal at present?  Oh yeah and they must have a reasonable online site ;-))



This message was last edited by JazII on 30/12/2010.

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30 Dec 2010 19:35 by foxbat Star rating in Granada. 1114 posts Send private message

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If you are using La Caixa's Lineal Abierta on line system the charge should not be very high.

I transferred a similar amount from La Caixa to a Deutchebank account and the service charge was just 3 euros...

This transfer was though, wholly within Spain and all in Euros, so there will be charges relating to the exchange rate for transfers into a UK account. There shouldnt be that much difference though because its all done using the IBAN system.

You will need the IBAN number of your UK Bank Account to carry out the transfer and the beneficiary name which presumably will be the accunt name. You will also need your Linea Abierts Code Card because at some point you will have to refer to a line number they quote to key in the corresponding 4 digit code.

As I recall, during the online form completion the charges involved are displayed before you actually proceed with the transfer so you could always stop the transfer if the charges are too high.

Hope this helps...





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30 Dec 2010 20:24 by stonebridgetom Star rating. 2 posts Send private message

 Thank you all for your advice. You've been very helpful. I'll return once I've done it and let you know how much I was charged.

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