Hi all,
I understand that this weeks Costa Blanca News carries an article about non-residents' bank accounts being frozen by the Treasury if their non-resident status isn't registered with the local police authority, as well as the accounts necessarily having been opened with an NIE number and not just a passport. If this is the case then those who pay standing orders / direct debits may be affected. It referred to the Alicante region with no mention of Murcia, but it may be worth checking with your lawyer or fiscal representative to clarify the position. I've written to my lawyer and will post any relevant info if I get it.
keeve