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Thursday, September 20, 2007

morerosado
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I'm in Somerset, UK / Guardamar Del Segura on the Costa Blanca (Completed April 2005)

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Can we pay our Suma by Direct Debit & through Banco Halifax ?

Anyone done this ?



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20 Sep 2007 4:01 PM

Roberto
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SUMA being IBI, i.e. rates? I don't see why not. Can you pop into the rates office while you're there and set it up?

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20 Sep 2007 4:41 PM

morerosado
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I'm in Somerset, UK / Guardamar Del Segura on the Costa Blanca (Completed April 2005)

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OK thanks Roberto, will sort that next trip. Didn't know if we had to speak with Suma office or Banco Halifax or both or even IF we could pay by DD at all. They've had enough out of us this month for 2006 & 7 so we're ok till next October 2008.



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20 Sep 2007 4:58 PM

Lauryc
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I'm in South Devon at the moment,,Dolores as soon as..

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Can anyone confirm what I was told when I started panicking as I had no Suma bill like you all do?

I was told that the person who actually owns a house in January is the one billed later that year and that we won't have to pay until next year.

Laury



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20 Sep 2007 5:14 PM

Roberto
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Strictly speaking that's correct. However, if you bought your place in , for example, February, the seller is unlikely to be too keen to pay for this year's contribution, and since the bill generally isn't issued until June or so, it's a common dilemna. You could just stick to your guns and say you're not paying this year's because it's not your bill. BUT, unpaid rates bills go with the property. So, when (if) you come to sell, and you go to the rates office to get the certificate stating there are no unpaid debts on the property, you may get a nasty surprise. Not only the outstanding year's payment, but interest and fines on top. if the debt is more than (5?) years old, it may be written off, but I'm not sure of the law on this. So be careful. On new builds, the developer ought to pay the first year's rates, unless you signed on January 1st of course. If they don't, and you don't, you run the possible risk of the above scenario. For the sake of a couple of hundred quid, I paid ours (or rather, the developer's), my neighbour stubbonly refused to. Only time will tell who got it right.

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20 Sep 2007 5:20 PM

Lauryc
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The last bill was 30 euros.   I got a copy when we bought at the end of january. If he wants it back off us, we don't mind. I'd hate to have a bad debt though.

Is there an easy way to check if it's paid? Perhaps a nota simple or something?

Ta.

Laury



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20 Sep 2007 6:56 PM

Roberto
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Yes, just pop along to your rates office armed with your copia simple and ID, and ask what, if anything, is outstanding on your property. I'm sure they won't hesitate to tell you if there is an unpaid bill!



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20 Sep 2007 7:14 PM

Lauryc
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Thanks Roberto,

I'll do that whwn we next go over. Hopefully to pay the final bill to the builder for the renovations.


Laury



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