Hi,
I have looked around to find the Public Liability insurance and found two companies that do this for holiday properties. I have ended up going with Intasure. They cover, contents, building and public liability. My worry re the buildings insurance with the community insurance is that it would not cover everything. Funny enough the insurance without buildings insurance and with only contents and public liability was more expensive than with all three!
Found them very helpful and put up with all my questions.
Good luck,
Dee