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05 Jan 2007 11:07 AM:

Hiya Michael

As I say we contracted our solicitor (in Torrevieja) at a very late stage - the total cost was supposed to be 1200 euros, 600 of which was payable up front.  We haven't paid any more since and we completed in May!

They did the paperwork for our NIE's and told us exactly what to do, it was easy and we saved (is it) 200 euro's per person Palmera charge.  Also, they arranged our water/electricity connection when the habitation certs were issued - again you'll find someone out there offering to do it for around 200 euros.  They did whatever they needed to do with the town hall to set up our non-residency payments.  They spoke fluent English and translated everything we needed to know.  Also, they were invaluable at the Notary, spent lots of time with us making sure we understood and that the deeds were correct.  A few days after completion we went into their office and they went through everything again and told us what we needed to do going forward (eg; collecting the original deeds, etc).  All in all (even though we haven't paid the full bill as yet) I don't think you'd get that time and service from a UK solicitor for around £800.

They will do our annual fiscal returns to pay any taxes due over there so that it will not affect our tax in the UK but they will charge for this.

Maxine


Thread: Palmera Properties

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05 Jan 2007 10:32 AM:

We have completed on our property with Palmera at Mirador De Las Palmeras (same development as 'Patpur').  We too thought we were having a nightmare but you have to put it into perspective - would you buy a property in the UK that isn't going to be built for years from an estate agent and pay a deposit amounting to thousands to said estate agent as opposed to the builders without contracting an independent solicitor?

We have had issues with Palmera with regard to specification but in fairness, we have had that in the UK when we have purchased new.

We did contract an independent solicitor when it came to completion but just wished we had done that in the first place - they were worth every penny if only to stop Palmera trying to make us complete before we were ready, ableit they helped us sort our NIE numbers when we were there to complete and also sorted out our utilities connections, non-residency with the town hall, etc.

Must be said, we are delighted with our purchase, we took a chance on the word of a salesman on the phone and a quick visit to a bit of overgrown grass but I think our satisfaction is due to the salesman at their East/West? Sussex office at the time realising what our exacting requirements were with regard to location/facilities.

I know it is alright for me to pass comment 'after the horse has bolted' but regardless of what stage you are at I would urge you to bring an Independent Spanish Lawyer without delay.

The solicitor Palmera 'includes in their fees' actually works for Palmera so how independent is that?  Also, I think they have a 'common' director with virtually every builder they use, they certainly did in our case!

Proceed with caution, without rose coloured spectacles and I'm sure all will be fine in the end - just check your contracts because this is the only legally binding article with regard to specification, size, etc, etc - no sales literature has any legal contractual value (eg; we didn't even get wall cupboards in the kitchen 'cos it just said 'fitted kitchen' in our contract.

Also, if there is a furniture package included - don't expect too much.  If you can negotiate a deal for a reduction and source your own furniture, I'd suggest you do that, if they've told you to look on Sol Rent for what you can expect, forget it, that is not what you will get!  W wouldn't bother buying a 'furniture package', furniture is so cheap in Spain you'd just have to order approx 8 weeks before you wanted it but if you were to order say 12 months in advance without a definate delivery date (to tie in with your visits over there).  Oh, and don't think that you will actually get the white goods, kettles, toasters, cutlery, etc, etc if they have told you that you will.

Well, hope we have all learned something - we'll certainly know how to go about it next time if this experience hasn't put you off completely!  I'll be buying in Spain from a Spanish Estate Agent and contracting a Spanish Solicitor before I pay a penny in future.  Oh, and perhaps we'd better stop watching a Place in the Sun - I know that's what started me off wanting a place over there!

Maxine


Thread: Palmera Properties

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28 Dec 2006 10:12 AM:

We have used Currencies4less who are excellent although they only really deal in regular monthly transfers or single amounts in excess of £5,000.
Thread: Don't use your bank!

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