| The Comments | 
		
			
                                        
                                         
                                        
                                        
                                        
                                         | 
		
			
                                        
                                         
                                        
                                        
                                        
                                            
                                         
                                         | 
		
			
                                        
                                         
                                        
                                        
                                        
                                            
                                         
                                         | 
		
			
                                        
                                         
                                        
                                            
                                                
                                                
                                                    
                                                 
                                                thanks pink bubbles, but they only do a 20 year morgage an halifax can get me 40years 20years 850 per month or 430 with halifax i know i my save 4000e but in the long run the repayments are cheaper is there any exter hidden things i should know like taxs and different charges?
                                              
                                            
                                            
                                            
                                            
                                                
                                                     
                                                    
                                                        0
                                                    
                                                
                                                    
                                                        Like
                                                    
                                            
                                            
                                                Spam post or Abuse? Please let us know
                                             
                                         
                                        
                                        
                                         | 
		
			
                                        
                                         
                                        
                                            
                                                
                                                
                                                    
                                                 
                                                Valuation costs, opening fees and set up costs. If you speak to you solicitor and a spanish bank they will list exactly what you will save. With ours we are saving approx 4k euros.
                                              
                                            
                                            
                                            
                                            
                                                
                                                     
                                                    
                                                        0
                                                    
                                                
                                                    
                                                        Like
                                                    
                                            
                                            
                                                Spam post or Abuse? Please let us know
                                             
                                         
                                        
                                        
                                            
                                         
                                         | 
		
			
                                        
                                         
                                        
                                            
                                                
                                                
                                                    
                                                 
                                                Whats to stop you taking the developers mortgage to save the tax/fees and every cost they can dream up and then remortgaging shortly afterwards with a UK bank ie: Halifax/Leeds?
                                              
                                             _______________________ Boating Nutter
                                            
                                            
                                            
                                                
                                                     
                                                    
                                                        0
                                                    
                                                
                                                    
                                                        Like
                                                    
                                            
                                            
                                                Spam post or Abuse? Please let us know
                                             
                                         
                                        
                                        
                                            
                                         
                                         | 
		
			
                                        
                                         
                                        
                                            
                                                
                                                
                                                    
                                                 
                                                As far as I know if you take the developer's mortage and re-mortage before the 20 year term is up there are large penalties to be paid.Someone who has taken the mortage might have more info on this. 
Cheers, 
Dave. 
                                             
                                            
                                            
                                            
                                            
                                                
                                                     
                                                    
                                                        0
                                                    
                                                
                                                    
                                                        Like
                                                    
                                            
                                            
                                                Spam post or Abuse? Please let us know
                                             
                                         
                                        
                                        
                                            
                                         
                                         | 
		
			
                                        
                                         
                                        
                                        
                                        
                                         |