Living in Spain, Working P/T in UK
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<p>OK...Hypothetical but serious question...</p> <p>Brit Couple living in Spain, no UK bank account, no UK address...</p> <p>Wife visits UK twice a year for periods of up to 3 months each, staying with family members.</p> <p>Wife is wanting to supplement joint income by working some of the time she is in the UK on a temporary basis. </p> <p>Getting the work isn't too much of a problem, as most employers will accept her family members address.</p> <p>Problem arises when the subject of salary payment comes up...she is happy to pay UK Tax and NI but employers seem to have a problem making payment into a Spanish bank account. Can't see why this should be a problem because hubby has UK sterling pensions paid into a Spanish account.....</p> <p>Can't open a British bank account because no proof of UK address.</p> <p>Has anyone any knowledge of a work-around this problem?</p> <p>Could on-line banking through someone like ING a solution?</p> <p>Any help or suggestions would be appreciated.</p> <p>fb</p>
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It might be worth looking into opening a BBVA Spanish link account. I had one when we first moved to Spain: a couple of pensions were paid into the account in London, which I was then able to transfer to my account in Jumilla. I eventually decided it was too much hassle, plus a bit hit and miss with the exchange rate, so arranged for my main pension to be paid directly into the account in Jumilla and then closed the London account.
I can't remember what documents I needed to open the account, however if she had a BBVA account already set up in Spain it would probably be fairly straightforward to open one in the UK linked to it. To avoid charges, I needed to keep a minimum amount in the London account and the charges paid were then reimbursed at the end of the year (I waited until that happened before closing the account!)
Sue
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Sue Walker
Author of "Retiring the Ole Way", now available on Amazon
See my blog about our life in Spain: www.spainuncovered.com
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Ask the employer for a letter of introduction.
I used to employ a lot of Australian/New Zealand/South African's and that was how I used to help them open bank accounts.
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