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Soy... un hombre

Sobre mi... Owner in Manzana 4


Vivo en... Oxfordshire, UK


Me gusta... Classic Japanese Superbikes


Trabajo de... HR Manager for a software company

spongebobgrumpypants's latest posts


18 May 2009 12:00 AM:

My wife and mother in law are holidaying near Benidorm next month. Can anyone recommend someone locally that does an airport taxi transfer from Alicante Airport to Benidorm area and back for a reasonable price that is honest and reliable.

I booked through there travel company who quoted me a reasonable price only to phone back 30 mins later suggesting they needed a 100% increase in the fare quoted so I told them where to put it.



Forum thread: Alicante / Benidorm Airport Taxi Transfer

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13 May 2009 4:23 PM:

We stumbled on the sand dunes by accident. My youngest daughter was fascinated and the use of mirrors to reach the parts where the sun doesn't shine had us laughing......



Forum thread: Who can tell me about....

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13 May 2009 12:00 AM:

Hi all....

I read the article on the newsletter the other day about interest only mortgage options which got me thinking as my mortgage with Banco Popular has it's annual review in June. It is the original developers mortgage taken out in 2004 and is standard 15 yr repayment.

I phoned my branch to find out what the new payment was likely to be and was shocked to find out my mortgage has a floor in it of 5.25% so I will see little of the benefit in the reduction in Euro base rates. The lady told me that I can switch to an interest only for the next 3 years but the floor would still be in place and it would cost me €1,000 in fees plus I need to fly out and sign in person.

I know there are a number of threads on here about mortgages but my questions are:

Could i move to a new lender for less than the €1,000 to change my arrangements with Banco Popular and benefit from a better interest rate?

Is it typical for a Spanish mortgage to have a floor such as this? I have one in the UK on my Nationwide Tracker but that is at 2.5%.

Best advice welcomed please!



Community thread: Mortgage Terms - advice please!

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20 Apr 2009 12:00 AM:

Just had my renewal through from HIFX/Intasure and they want a 30% hike in premiums to renew. Find that pretty shocking given I have been with then 5 years and never made a claim.

Can any recommend an alternative company to quote me? The apartment is let on long-term basis and most of my stuff is in storage so only low value coverage needed.

Martin



Community thread: Contents Insurance - any recommendations?

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30 Mar 2009 4:02 PM:

thanks for the welcome all! I was one of those with rose tinted specs who believed the hype on holiday rental incomes and how strong a return I would get. Still, at the moment I can afford it, the area looks fantastic from the photos I have seen and in 10 years it is all bought and paid for!

Looking forward to my mortgage rate review in June - might make life a little easier and balance off the plunging exchange rate.

Particular thanks for the picture - I really must use that!!

Martin



Community thread: New Here!

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