motherfirth's latest forum comments

28 Apr 2009 12:00 AM:

I own a Spanish home and own a Spanish car, the problem I have I pay 12 months insurance, but only use the car for 6 perhaps 9 weeks a year, is it possible to insure the car for 2 or 3 weeks at a time any advice would be very grateful. Many Thanks Motherfirth

Thread: Car insurance in Spain

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29 Jan 2009 9:07 PM:

I am sorry if you think my comments are negative, I am one of the lucky people which have the best of both worlds a home in Spain and one in England, the comment I made were only trying to help and explain the situation over in spain as it is. Spenting lots of time over in spain over the last ten years I know both brits and spainish people and most of them would recommend proceed with caution. Only being Helpful Motherfirth

I wish all pepole moving to Spain My Best Regards

This message was last edited by motherfirth on 1/29/2009.
Thread: we're giving the UK the fingers up.Selling UK property before UK goes to the dogs

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29 Jan 2009 8:12 PM:

The Promised Land Spain. Sorry Not Anymore,

I have heard it all before. Always Remember (Everything that glitters isn’t always Gold) Spain is in no better Shape than Britain with over 3 million people unemployed. Repossessions, Property prices in free fall, Banks will not lend money, bars closing restaurants struggling to make ends meet, just take a look at the sky line not many cranes, most of the big projects have been put on hold.

With the exchange rate and the pound being weak if you are having a pension sent over to Spain expect to lose a third of your money. There’s a lot of Brits living in Spain not half as comfortable as they used to be. I have owned property over ten years how. Everything you can think of as all risen by a third, with the pound being weak against the euro. The good days in Spain when the exchange rate was 1-40 plus euros to the pound have gone. Please be very careful

Thread: we're giving the UK the fingers up.Selling UK property before UK goes to the dogs

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12 Feb 2007 12:00 AM:

VPO

I have owned an apartment in Spain for the last 7 years, and paid the full market price for it at the time of purchase from a Spanish vendor. I had a mortgage with the BBVA Bank which I repaid 3 years ago. I have only recently requested the Escitura from the bank as I have considered selling the apartment and buying a small Villa,

The agent I went to see, told me the property I own could be subject to a VPO he went to the land Registry and secured a Nota Simple Informativa for me which seems to confirm this VP O I have never known about this until now, as there is no mention of the VPO on my copy of the Escitura. I have seen a different property’s Escitura and the VPO is mentioned on it however it is not in the same urbanisation but the agent said it should have been on my Escitura as well as the Land Registry document

I have also been informed that as I am not a Spanish resident the bank would not have allowed me to have a mortgage on a property with a VPO on it.

Is it true that what is written on the Escitura is law in Spain, (Like deeds are law in England) or does the Land Registry document override what is written on the Escitura. I have copies of both which I could fax to you if it would be of assistance. I am confused as to how I should proceed to find the truth regarding this matter. Any advice you could give would be much appreciated.

Thankyou

Thread: VPO Can anyone Advise

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