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18 Dec 2020 18:23:

Once again Spanish banks, this time Santander, doing all they can to delaying paying Community Fees on properties they repossessed and rented out but changed the ownership of the landlord company.

Received today after chasing for some time.....

Good afternoon, 


I hope you and your families are all well. 

Unfortunately I do not have the good news I was hoping to have in December. 

I have been continuously chasing the block 38 properties and while initially it started off well it has since gone downhill.

After accepting the debt they have now said that they have not yet completed the process and that the person in charge has left so I am now on the third person. They are now still processing. 

If possible I would like to request a debtors meeting (a ZOOM meeting) in January 2021 to revise P12 options and debtors and take further action where required. I have asked ABAD to look at proceeding options. 



Thread: Community Debts

04 Oct 2020 21:17:


Absolutely correct. We did finally take one U.K. debtor to court using European Order in U.K. who owed us €6000 using a U.K. solicitor.

Despite many offers to reach a deal the debtor had to pay over €11000 due to County court ruling and collection costs and they had U.K. assets.

Much quicker process than Spanish system but still a lot of work.

Biggest problem in either country is if debtor has no other assets or is a company in Administration.

Thread: Community Debts

04 Oct 2020 17:56:

Sounds simple, I agree but Spanish courts can take months even years for the Monitorio to be considered and even if granted, it is still not straightforward for the Community to get its money. You may still need an enforcement order to get payment and that's only if the debtor has other assets to utilise. A long hard process. 🤷‍♂️

Thread: Community Debts

04 Oct 2020 12:23:

Yeah a slightly different scenario to Communities with lots of facilities and where fees can be €1000 plus per year.

A Monitorio will cost in the region of €1200 but cost can be added to the debt, but only worth considering once the debt exceeds this figure and the Spanish know this well, as well as the fact that action against debtors has to be approved annually at AGMs,  hence they can be slow payers.

Thread: Community Debts

03 Oct 2020 16:41:


Im amazed that any Community would allow a debt to continue for 5 years let alone 15. 🤷‍♂️
why on Earth would a Community not commence a legal claim more promptly?

Thread: Community Debts


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