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25 Apr 2014 9:58 AM:

Hi All, 

I have been looking into this for a while via google, but am making little headway. Does anyone know if there are things like child trust funds, or junior isas in Spain? Are there any reputable online brokers/traders that sell index funds and are transparent In their operating costs? How do parents save for their kids future here?  I totally appreciate that whilst in the middle of the worst economic crisis, eating might be more necessary than saving...but, still I am worried for my children and have a spare 100euros per month to ensure they can at least go to uni if they want to when older...or something....but, for the life of me, I can't see any products that help with this...to save on a monthly basis... 

Any ideas? Thanks x


Thread: Kids Savings Junior Isas Childtrust funds low cost index trackers....

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29 Jan 2012 12:00 AM:

Hi All,

Any help really welcome!

I don't want to go to a lawyer yet, not until we can see if we can sort things out for ourselves.  I contracted a bloke to do a job, which he said he could do and what is more, said he could do it in 60 days.  6 months later, he has still not completed the job and when I have pushed him gently to find out if he needs extra help and who would then pay/organise this to, to finish the job?  He has attempted to defend and justify the last 6 months.  He has indeed produced something I can use, but it doesn't do what I want it to do and have stated clearly to him from the beginning (and in the contract) what I have wanted it to do...so, the job is not finished according to the contract.  He is arguing that I wrote 'just like' and not 'Exactly like this, or nothing else is acceptable'.  To me 'Just Like', is the same as 'exactly'...and there was no mis-understanding at the beginning of the job...I also went on to show him directly and email the exact process...

Of course, it's all my fault and I have delayed the project etc, by essentially trying to accommodate his understanding of how the job should be done, with how I wanted it done from the beginning.  He has been learning as he went along and I have tried to be as accommodating and as helpful/patient as possible - but, now I just want it finished and it doesn't work properly! He now wants a meeting to go through previous emails etc...which of course solves nothing and is a total time-waste - as both sides can be argued and I am sure they will be at this meeting!  I have had his wife on the phone telling me how she has had to take up extra work to cover their income defecit due to his working on this project and how she never sees her son anymore...??!!  Bear in mind I have also been spending days/weeks researching things to help him out with...so we, as a family, have suffered also! But, this is emotional nonsense as far as I am concerned and has no place in a business deal.  If you are contracted to do something that you have said twice you can complete - then this is up to you to complete - whatever.  If this sounds heartless, then apologies, but i am more rational/logical than I am emotional, when it comes to business.

I have it in an email, him stating his ability to do the job even after over 30 days of trying to achieve the job, but in a totally unsuitable way.  He has assured me that he had researched the job for a whole weekend and is comfortable that he has everything he needs - he has not ellaborated on this, however.  I didn't ask, as I trusted him, as the expert, to have done what he wrote.  I wouldn't have understood a big explanation of the process anyway at the time - this is why I hired him.

So, before the meeting - it would be good to know my rights in spain?  Can i threaten/do a denouncement?  Should I speak to a lawyer?  What can I use, if anything, for leverage at this meeting and what may I need to actually follow through with?

Thanks in advance!

 

 

 

 



Thread: What are my rights?

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10 Nov 2011 12:00 AM:

 Hi there,

Our dishwasher died :( The landlady has very nicely replaced it, but the new dishwasher has the new EU 2-pin plug and the socket is an old 3-pin spanish plug...I don't want to change the socket, just get an adaptor, if possible...is that possible?  If so, where from - we have been in 5 different shops now :(

Thanks!

 



Thread: Old Spanish 3-pin socket

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15 Oct 2011 11:44 AM:

 potentially yes....dependent on the course provider that signs up...e.g. if they are based in spain, the course will be in spain...



Thread: Web-Based Start-Up Business

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14 Oct 2011 7:31 PM:

 Hi Faro,

Thanks for replying!  The courses are educational/adventure

Clients are worldwide...but, english-speaking...so, if you understand enough english to use the site, you can...although, if this was to work out, then I would eventually put it into other languages.

All courses will be held at the course-providers establishment, once the booking is made through my site, and the monies passed to the course provider, I would prefer to have as little to do with things after that - unless, of course I was forced to, due to an issue arising with a booking made...

I will have no fixed place where members of the public can visit.

I literally am just providing an online platform for course providers to sell their courses online in one place.  

I'm fairly sure that just makes me an agent, I will organise nothing, only sell the course providers courses online...(i will use payment gateways only - which I think covers me for a lot of the issues relating to payment issues too)

I would be really interested to hear your view on this.

Thanks!

 

 

 



Thread: Web-Based Start-Up Business

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