25 Mar 2024 6:21 PM:

Holmome 7980 - as you say it's absurd that the bank wish you to travel all that way just to close the account (they maybe just quoting their rule book. 

Personally I reckon you've made your intentions clear, so I wouldn't bother.  The Spanish tend to be pragmatic folk so I doubt if they really expect you to do so either.

Perhaps a short email to them suggesting they just close the account and donate any surplus funds to a local charity?

Thread: Closing a bank account with Cajasur Bank

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06 Mar 2024 2:04 PM:

That's all good advice - the only uncertainty I have is the comment about "...always consulting with a qualified professional for guidance"...joking apart, there aren't as many as you expect, in Spain there are different rules and apparently you can be boss of a firm of lawyers without holding any legal qualification...caveato emptoro!

Thread: Is the drawing of the land on the escritura verbally changeable?

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02 Mar 2024 1:24 PM:

Jules-Ben,

Is there an update you can share?  

I would be interested to know if you progressed matters when you have a moment....

Thread: Bad Community - Conflict of Interest

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28 Feb 2024 4:44 PM:

Average student - you say "Worrying about mold during winter time is reasonable, especially if you live near the sea." - no, this your comment re mould is doubly awry. 

You will not suffer from mould, if the property is of modern sound construction and heated and ventilated whilst occupied. When it is not to be used for a few months it needs to be fully aired before you close it down - for example don't shower and lock-up immediately before you leave!   I've found owning a property right on the beach/coast makes no difference - never had a even speck of mould.
 

The vast majority of Spanish property is excellent, but a small amount is intended for summer tourists, often cheap "single skin" construction. which is a different matter - so don't buy it!
 

Thread: Does anyone regret their holiday home purchase?

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18 Feb 2024 1:23 PM:

janiceross - yes, similar to me on several counts, including the Costa Calida choice.  A few years ago I bought a second property - a small, quite lovely flat as an investment, but then liked it so much decided not to rent it out, but then sold it when Brexit came along, making a small profit.

I pondered renting, but I'm happy staying non-res and reckon there's too many risks and hassle to make it worth while.  If you're not a resident you obviously need to emply help, so just not worth it, but each to his own - but perhaps I'm getting lazy.

Thread: Does anyone regret their holiday home purchase?

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