El blog de Maria

There is no specific legal obligation to have coberture for damages that your house can produce on third persons ( your tenant for instance), but of course it is highly recommendable. On the contrary, it will be you, the owner, with your own means and patrimony who will have to bear with the compensation.

Check if the house insurance has civil liability on third presons coverage and if not, maybe it is the time to change it or to hire a supplement. 

Maybe you can look for a company which offer good rates for this together with the regular coverages of a home insurance and also a chapter for  specific renting related events: i.e.- lack of payment of rentals by tenant. That would be a brilliant home insurance if you plan to rent it out on a regular basis.

In terms of rentals I also always highly encourage people to submitt the contract to arbitration rather than Courts.

regular insurance + third parties liability + unpaid rents + arbitration

This formula abpve together with a check by a good lawyer will make your rentals smooth experiences! Word of lawyer ;)

Kindest,

Maria

"Playa de los Alemanes y Faro Punta Camarinal",Zahara de los Atunes, Cádiz, Spain by Luis López-Cortijo