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El blog de Maria

Your daily Spanish Law reporter. Have it with a cafe con leche.

Legal tip 1067. CostaLuz Lawyers´ energy
15 November 2013 @ 14:21

Received this JEWEL today. Wanted to share:

Sorry this has taken me so long but I’m emailing you in response to your request for a testimonial hope it’s not too long;

I just wanted to say thank-you very much to you and your colleagues for all your help with my Dacion in Spain. I was in a very difficult situation with Caja Murcia bank who provided me with a mortgage in 2005 to buy a 2 bed apartment which became toxic and I could no longer afford the payments due to various reasons. Hence I was very stressed and needed assistance and didn’t know what to do. Everybody knows the Spanish economy especially the property market has been in crisis for a number of years as a result of global recession and inflated property prices as well as reckless lending by banks. The bubble was created by a fictitious market of foreign investors promised good rental returns and a new healthier lifestyle in the sun. Unfortunately I had a Spanish mortgage which I could not afford and whilst property prices were decreasing rapidly my mortgage was actually increasing over time so I was stuck. Luckily a good friend of my family recommended Costa Luz Lawyers and at first I didn’t want to lose any more money. However due to the recommendation I was willing to take a chance as all other options were closed to me. Maria was responsible for my case and gave a very personal service explaining the whole legal process clearly and allowing me to skype her or call her when I wanted and at a time convenient for me. She was always professional responding quickly to my questions and was able to speak and email me in English which was vital. There were a few issues with understanding the final payment and settling utility bills but in the end it was worth it. I was very pleased after about 6 months of negotiations with the bank they finally agreed to a Dacion which Costaluz is obviously very experienced in handling. This stressful situation could have been a lot worse for me but Costaluz managed to keep me positive and gave me confidence that everything could work out for me. Costaluz did not promise me too much but delivered a lot in the end for which I am very grateful. I would not hesitate to recommend Costaluz to anyone in a similar situation and I am sure they would deal with any property issue in Spain effectively and to the best of their abilities.




Legal advice

"Castle of Guzmán El Bueno, Tarifa, Cadiz, Costa de la Luz, South western Spain, at

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