10 Jul 2016 1:01 AM:

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Thread: Private insurance and pre-existing conditions

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09 Jul 2016 8:07 PM:

The good thing in theory is I have an appointment in a week for my residency. I am not sure anyone that speaks Spanish can come with me which scares me, but oh well.

The bad thing is, I had no idea this pre-existing condition stuff was. Before Germany I never needed much help from my health insurance, and in Germany I never had to worry. I asked by two global insurers, one rejected me outright, the other with exclusions. Makes me scared to ever go back to the US now....

Thread: Private insurance and pre-existing conditions

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08 Jul 2016 2:04 PM:

Johnzx: Thanks for the clarification. That's why I was a bit rattled, because the surgeon basically told me since I wouldn't die I could wait a few months. But waiting in that case would have destroyed my career, as I was in constant pain. The surgeon clarified that people simply go on government subsidies, but to me that's impractical at best, a disaster at worst.

Thread: Private insurance and pre-existing conditions

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08 Jul 2016 11:23 AM:

Only through June, technically I could extend it for part of July, as I haven't officially registered in Spain yet. I am stuck in limbo at the moment, as I wait on everyone. Long term it's not an option though.

Thread: Private insurance and pre-existing conditions

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07 Jul 2016 6:36 PM:

johnzx Yup that was more or less the point. Thanks for your story btw.

Can anyone comment to how bad the private firms are about attempting to link things to your excluded pre-existing conditions?

Thread: Private insurance and pre-existing conditions

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