03 Jan 2009 12:00 AM:

Hi, has anyone managed to find a mortgage for the full balance owing. My origianl plans were to take only a small mortgage but with £ to € I dont want to have to use UK assetts to fund this apartment. However so far I can't find anyone offering more than 50% of the value - whatever that is today?

Has anyone had a bank valuation of a 2 bed apartment yet - I dont want to spend loads of money with different banks just to be told they are worth much less than I fear - I am paying €224k + tax in my contract. 

Am seriously considering the risks of compelteing against not completing but its not an easy choice either way.

 

Tom

 

Community thread: mortgages for full balance owing

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02 Sep 2008 12:00 AM:

My solicitors have just confirmed that the first occupancy licences have been granted and they have started the process to comlete the sale with my bank. There is still a problem with the swimming pool licence and so the pool will be out of bounds for the time being but at least we seem to be finally there.

hasta pronto a todos!!!!!!

Community thread: EOS moderators question

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13 Mar 2008 12:00 AM:

I like that name "Pueblo Los Caballitos" - means town of the small horses. But must be careful of spelling, if we make it "Pueblo Los Caballitas" it becomes "The town of the tinned baby mackerel" - horrid stinky things at the best of times.

Hopefully very unlike our development........

 

Community thread: Alicante region and the iPhone

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29 Feb 2008 10:50 PM:

MIjas Golf Urbanisation own the small plot of land to the right as you approach the main gate, which they may develop with some town houses in the future, but I was told by Lourdes there was no connection with them and La Condessa.   I see no connection with them in my contract but who knows what now

Community thread: IKEA MURCIA

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29 Feb 2008 12:00 AM:

I understand the first meeting of the community will be set up by the developer and at that meeting those present will vote on the committee members and president, and then they will "run" the site.  I am not sure the committee has jurisdiction over things like owners bringing their dogs on site, that would seem to me to be outside the  jurisdiction of the commitee / president who as I understand it can stipulate rules of behaviour, but unlikely it has the jurisdiction to ban dogs.

It is important that those who care sufficiently about the rules and how the site is run - and whether we have pool rules or community SKY TV etc, attend the meeting, though most community rules are the same across sites - its not a law making committee, and has little powers of enforcement anyway. Take a look round some sites and see the public notices posted in blocks of flats aimed at shaming those who have not paid their fees for months or years and you realise how slow these things work at.

We are after all owners, not tennants and so have property rights as well as community obligations. 

 

Community thread: IKEA MURCIA

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