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Soy... una mujer

Sobre mi... housewife


Vivo en... scotland


Me gusta... walking


Trabajo de... cook

liz y's latest posts


03 Feb 2009 11:06 PM:

Is there anyone with Bankinter as there mortgage provider? I was wondering if they do a interest only mortgage? and how you go about changing you mortgage Provider

in Spain? I know its no promblem in the UK .but I have heard it could be difficult in Spain? Has anyone changed there provider in Spain I would like to here from them

 

                                                                     Regards Jim P

 



Community thread: Interest only mortgages

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17 Oct 2008 10:14 PM:

Hi Irene and everyone else,      The only quotations l have seen are the ones that were attached to my community charge bill after the contracts were approved.  So the answer to your question is no l didn't have a say, these were all done through the administrator. l'm in the process at this moment in time trying to get signatures to get permission to look at other administrators (and hopefully find one that we can communicate with). The present administrators contract is up in February 2009. The only way that l've been able to get anything done is to keep going to his office everytime l'm over as he never replies to my e-mails and l find it difficult to understand him on the phone.

                                                                                                                    Regards Jim


Community thread: Community Charge

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17 Oct 2008 10:35 AM:

We have paid our wealth Tax for 2007. for a 2 bedroom 2 bath in Mar y sol in Joint names it cost 175euros each. plus our Spanish Solicitor charged 70euros each for setting this up!!
Hopefully this will be the first and only charge for this as it's been ABOLISHED..! unless they find some other charge

                                                  Regards Jim

Community thread: Community Charge

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16 Oct 2008 11:06 PM:

Hello it's Jim from block 3 problems logging on to site! so using Liz's. I have been reading some of the Forums regarding community charges etc. I was over in Spain last week and went to the Administrator and made enquiries about the charges. He explained how the charges worked and was based on sizes, quantity of rooms, where the apartments are situated, all this information was given to the administrator from the builder. He then bases what percentages each owner are responsible for. Some apartment blocks have 31 apartments ie..1 and 2. Block 3 and block 4 have 24 apartments and block  5 have 23. So the more apartments in the block the less community charge for individual owners as he was trying to say Mar Y Sol was all one big community and each block had a percentage to pay. Me personally thinks there has been a mistake, an example a ground floor 2 bedroom, 2 bathroom at the front with just a small balcony going across the livingroom in block 4 is 194 euros per quarter. The same apartment on the first floor was 103.50, also the same apartment on block 1(ground floor) was 150euros and the apartment directly above it is 79euro 50. Block 3. 2 bedroom 2 bathroom apartment groud floor is 183 euros a quarter, the one directly above is 96 euros so obviously there has been a mistake as l have been in both these apartments THAT FACE THE FRONT and the ones above are slightly bigger as they have a small balcony going across the main bedroom. l know that some of the ground floor apartments at the back of the property are bigger (some have under builds) also a big patio area but the ones at the front seem to be paying the same as them. Block 5 seems to be the only block that has been assessed properly because everyone seems to be paying an average 135 euros. l know that some of the owners have been to the builder just this week regarding this and they don't seem to be getting anywhere as they are blaming each another ie.. the administrator and the builder. ( Me personally l thought community charge was for maintainance of the block, cleaning, maintainance of the lift, pool, lighting etc...and the most fairest way would have been that everyone in Mar Y Sol should be paying the same for these services regardless of the size of the property.)

                                                                                         Jim Phillips President Block 3 Mar Y Sol



Community thread: Community Charge

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