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05 Jan 2017 10:40:

Hi Brian

I'm doing the same as you buying and selling.  Basically I was told to keep back 10 per cent of whatever I sell my property at to cover estate agent fees, tax and legal costs. I think this sounds  about correct as the lawyer keeps 3 per cent for taxes and the estate agent charges 5 per cent plus IVA then of ourse the legal fees.  Bear in mind you can claim the tax back if you are  entitled to but I have been told this can take quite a while.

I'm buying again but this id another big expense as you know. I  worked this out to be at around 12 per cent of my purchase price paid.  Like the person says below this may be higher depending on where you live.

I love Spain but it's pricey to move house, ha!











This message was last edited by joss on 05/01/2017.
Thread: Cost of House Purchase

05 Jan 2017 07:04:

When selling I would say  keep 10 per cent back. This should be more than enough to cover estate agent, IVA/taxes and legal fees.  You may even have some monies left over.

If buying then I would say add 12 per cent to the purchase price and this should cover everything.  All taxes, legal fees, NIE, POA. They say add 10 but in my experience it was more. I notice the lawyers do over estimate to ensure you have enough monies for completion.  If they do you will get this back, I did.


Hope the above helps 



Thread: Cost of House Purchase

13 Mar 2014 11:03:

Yes you are right hence why the agreement existed in Spain prior to the EU. Again nothing to do with the EU.

Thread: If I knew then what I know now!

13 Mar 2014 00:43:

Yes reciprocal agreements were in place prior to the EU so doubt there would be a significant difference if the Uk left the EU in regards to Spain. Simply fact is UK citizens (which make up a significant number) contribute to Spain in many ways via taxes, buying property and spending money in general and take very little or in most cases nothing back in return on top of paying taxes for many years within the Uk. Both countries benefit politically and economically from the agreement hence why it was introduced. As another poster has rightly pointed out these agreements have existed with other countries who have nothing to do do with the EU.
This message was last edited by joss on 13/03/2014.
Thread: If I knew then what I know now!


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