¿Quien es itsnojoke?




Send itsnojoke a private message


Oh dear, this member hasn't provided any information yet.

itsnojoke's latest posts


09 Apr 2012 4:35 PM:

Micheal,

I agree with your view but I cannot find any details of the 'extraordinary works' under item 4 of the agenda. Can you point me in the right direction?

I will be in the UK at the time of the meeting so would be happy to cast my votes by proxy.

 

Paul (Block 10)

 


This message was last edited by itsnojoke on 09/04/2012.
Community thread: AGM

--------------------------------------
03 Jan 2010 1:43 PM:

Having paid our last 12 months mortgage payments with Banco de Andalucia at 6.5% (Euribor + 1.25%), I have just learnt our new rate for the next 12 months beginning Jan.

Pleased to say that this is a total of 3.25%, that is to say a 12 month average Euribor rate of 2% + 1.25%.

Hope this helps  you all.

 



Community thread: Mortgage Bank rate

--------------------------------------
07 Oct 2009 9:21 PM:

What a coincidence, I just joined the forum to ask this exact question and found it had just been asked -spooky!

When I last visited, I looked at fitting a light in our store, but, before doing so, I tested the wires at the light position with the switch turned off and on. Power showed on the tester both times. I then tried with our consumer unit turned off, power was again proved. I came to the conclusion that the lights must come off 'The Landlords' supply and was about to ask the forum who I could speak to on site. As you probably guessed I am not an electrician. Would the common always be live? - I don't fancy getting frazzled by leaving it to chance. Maybe our wiring is different to Pitby's -  Any advice welcome.

Paul



Community thread: Fixing a light in the lockup

--------------------------------------
07 Jan 2009 7:46 PM:


 I think you may be disappointed.

 I was under exactly the same impression as you but I have just had my mortgage with BA reviewed, that was on 4th December 2008. My next review will be same date 2009.

 My agreed mortgage is based on Euribor + 1.25%.

 My new rate has gone up from 5.85% to 6.5%! ie. 5.25% (Euribor) + 1.25%.

 As far as I can work it out, the 12 month Euribor rate has been used to calculate my new basic mortgage rate. It is then rounded up or down, most probably up! I think that the rate that is used is the average of the last twelve Euribor 12 month rates (moving average?).The extra1.25% is then added.

 If anyone’s interested please see euribor.org or the euribor-rates.eu websites.

Let me know if I’ve got it wrong. Failing that BA have pulled a fast one.

 



Community thread: Mortgage Bank rate

--------------------------------------
16 Jan 2008 8:14 PM:

I've also got problems with access to the the AEA site.

Tried just as P Millsom did on 7th Jan ( original & new ID and password). To no avail - hopeless

I have also had extra cash taken from my bank account for management fees, I've e-mailed AEA but had no response - hopeless.

I can't make it to the AGM but would greatly appreciate these matters being raised.

Thanks

Community thread: good place to eat in guadamar

--------------------------------------

Communities itsnojoke has joined


Duquesa Village

itsnojoke' blogs


itsnojoke's rentals

itsnojoke's properties for sale


Spain insurance services


This site uses cookies. By continuing to browse you are agreeing to our use of cookies. More information here. x