02 Oct 2009 3:27 PM:

Today I have just returned from CAM Bank in Murcia where I have just received a cheque for my deposit  with interest.and I am now back in Hellin however not for too much longer!

I can only share with you all how I went about this as I have watched this forum for many years and treat some of the information posted with much intrepidation. In May of this year I contacted an independent lawyer in Murcia, Jose Galindo of B & Q Abogados Lawyers. The process has been relatively straight forward however until today at 12.00 I suppose I still had my fears with everything that has gone on. My advice to anyone and this is only my experience and that of what Jose has said is that if you do not have a Bank Guarantee it will be extremely difficult to recoup your money. CAM Bank will only pay out to those with BG and that you are able to show that Cleyton Ges are in breach of contract. As CAM are unable to make contact with Cleyton Ges and I showed Jose the latest statement released he informed me that he finds it difficult see how now CAM will pay everyone out because from speaking with CAM that is not their belief.

Our process involved sending a burofax to the builder and thier lawyer who did not reply. This was to obtain the date that the builder had applied for the building licence. Having no reply Jose contacted Hellin Town Hall to obtain this information. Our house on Phase 2 had the builing licence granted on 28Sep 2007. With this information we had to act within 14 days and I went to Murcia to give power of attorney to Jose and  to visit the Notary office to carry all this out. I provided all transactions of my payments to CAM, contract of purchase and of course the bank guarantee.

The whole process has cost me approx 2,500 euros which has been well worth it rather than lose many thousands more. I have tried to condense this process for you all and have been fully honest in my account. I am happy to an swer any questions people may have to help if I can, as we were people that moved a young family over to start a new life. I wish everyone the best in their efforts and hope you have a successful outcome.

Community thread: REFUNDS LAS HIGUERICAS FINCA PARCS

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